11 Williams Rd, North Reading, MA 01864 Property Records

Middlesex County and North Reading Town property record for 11 Williams Rd, North Reading, MA 01864

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,230 sqft · built 1957
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$820,000 (Dec 2022)
Tax Bill	$11,955 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Feb 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`M:61-P:054`

Property Details

APN / Parcel Number

Primary APN	`M:61-P:054`
Alternative APN	`NREA M:061.0 B:0000 L:0054.0`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,230 sqft Living Area
Gross Area	1,859 sqft
1st Floor Area	1,880 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	11 WILLIAMS RD
City	NORTH READING
State	MA
Zip	01864-2514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	54.0
Jurisdiction	NORTH READING MA
Township / Civil Division	NORTH READING
Census Block Group	1
Census Block	1009
Census Tract	330102

Owner

11 Williams Rd is owned and occupied by an individual who bought it in December 2022.

Source: Middlesex County and North Reading Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	11 WILLIAMS RD, NORTH READING, MA 01864-2514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK
Feb 3, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2022 · Amount on File
Deed Sale	Dec 19, 2022 · Amount on File
Prior Sale	Aug 14, 2015 · Amount on File
Deed Book / Page	81079 / 274
Record Updated	Oct 29, 2026

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH READING MA
Recording Date	Dec 19, 2022
Property Address	11 WILLIAMS RD, NORTH READING, MA 01864-2514
Document Number	081079-274
Book / Page	81079 / 274
Instrument Date	Dec 19, 2022
Instrument	184237
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 WILLIAMS RD, NORTH READING, MA 01864-2514

Mortgage

Document Number	0000184238
Date	Dec 19, 2022
Instrument	184238

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Type Change Date	Jan 1, 2030
Max Rate At Change	3%
Index	Other
Margin	3

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH READING MA
Recording Date	Feb 3, 2021
Property Address	11 WILLIAMS RD, NORTH READING, MA 01864-2514
Document Number	76874-398
Book / Page	76874 / 398
Instrument Date	Jan 28, 2021
Instrument	25151
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 WILLIAMS RD, NORTH READING, MA 01864-2514

Tax Assessment & Valuation

The 2026 property tax bill for 11 Williams Rd was $11,955, up 3.2% from the year before.

Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	North Reading Town
Unified School District	North Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,955.00 (+3.21%)	$918,200 (+3.53%) Land $423,700 Building $494,500	$995,317
2025	$11,583.00 (+2.21%)	$886,900 (+3.39%) Land $392,400 Building $494,500
2024	$11,332.00 (-0.1%)	$857,800 (+5.8%) Land $363,300 Building $494,500
2023	$11,343.00	$810,800 Land $351,600 Building $459,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Williams Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	7 (2001–2010)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Flooding, May 2006 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Williams Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000
Water Source	Purchased surface water from ANDOVER WATER DEPT
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	Coliform assessment Aug 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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