Middlesex County and Reading Town property record for 11 Whittier Rd, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,300 sqft · built 1941 |
| Lot Size | 0.202 acres (8,799 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $259,900 (Nov 2000) |
| Tax Bill | $12,234 (2026) |
| Deeds & Mortgages | Oct 2026 Line of Credit Jul 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:039.0-0000-0034.0 |
| Primary APN | READ M:039.0-0000-0034.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 3,300 sqft Living Area |
| Gross Area | 4,800 sqft |
| Basement Area | 1,164 sqft |
| Unfinished Basement | 1,164 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,799 sqft (0.202 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1400000000300 |
|---|---|
| Street Address | 11 WHITTIER RD |
| City | READING |
| State | MA |
| Zip | 01867-1657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 334300 |
11 Whittier Rd is owned and occupied by two individuals who bought it in November 2000.
Source: Middlesex County and Reading Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 WHITTIER RD, READING, MA 01867-1657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2026 | Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORPORATION |
| Jul 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SUPREME LENDING |
| Apr 18, 2017 | Quit Claim Deed, Transfer · Line of Credit SAVINGS BANK TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2000 · Amount on File |
| Deed Sale | Nov 22, 2000 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Oct 1, 2026 |
| Property Address | 11 WHITTIER RD, READING, MA 01867-1657 |
| Document Number | 0000124415 |
| Book / Page | 86200 / 503 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 2026124415 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 11 WHITTIER RD, READING, MA 01867-1657 |
| Document Number | 0000124415, |
|---|---|
| Date | Oct 1, 2026 |
| Book Page | 86200/503 |
| Instrument | 2026124415 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 11 WHITTIER RD, READING, MA 01867-1657 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0078160-20 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 78160/20 |
| Instrument | 149920 |
| Name | SUPREME LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Apr 18, 2017 |
| Property Address | 11 WHITTIER RD, READING, MA 01867-1657 |
| Document Number | 69150-32 |
| Book / Page | 69150 / 32 |
| Instrument | 55603 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $88.11 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 WHITTIER RD, READING, MA 01867-1657 |
| Document Number | 69150-35 |
|---|---|
| Date | Apr 18, 2017 |
| Book Page | 69150/35 |
| Instrument | 55604 |
| Name | SAVINGS BANK TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 1, 2037 |
The 2026 property tax bill for 11 Whittier Rd was $12,234, up 1.5% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,234.00 (+1.54%) | $1,116,200 (+5.51%) Land $503,700 Building $612,300 | $735,007 (-38.6%) |
| 2025 | $12,049.00 (+1.17%) | $1,057,900 (+4.1%) Land $477,400 Building $580,500 | $1,197,000 (-13.91%) |
| 2024 | $11,910.00 (+3.24%) | $1,016,200 (+10.9%) Land $458,600 Building $557,600 | $1,390,420 |
| 2023 | $11,536.00 | $916,300 Land $413,500 Building $502,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Whittier Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1978–2004) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2004 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Whittier Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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