11 White Chapel Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 11 White Chapel Ct, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,132 sqft · built 1991
Lot Size0.38 acres (16,553 sqft)
OwnerCompany Name on File
Flood ZoneZone X (minimal risk)
APNA903000487

Property Details

APN / Parcel Number

Primary APNA903000487
Alternative APN
  • 3-157D-6599-00-0152.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,132 sqft Living Area
Gross Area3,932 sqft
1st Floor Area1,632 sqft
Basement Area1,596 sqft
Finished Basement500 sqft
Unfinished Basement1,096 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,553 sqft (0.38 acres)
Garage TypeAttached
Garage Area704 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area286 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA903000487
Street Address11 WHITE CHAPEL CT
CityO FALLON
StateMO
Zip63368-8029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCARRIAGE HILLS #2 LOT 152
Legal SubdivisionCARRIAGE HILLS #2
Legal Lot Number152
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group1
Census Block1012
Census Tract311151

Owner

11 White Chapel Ct is owned by a company that acquired it in October 2003 and is owner-occupied.

Source: St. Charles County records, as of August 7, 2026

Owner of RecordCompany Name on File
Mailing Address11 WHITE CHAPEL CT, O FALLON, MO 63368-8029
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 28, 2003
Transfer Doc0001612890
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$64,655$340,289 Land $65,000 Building $275,289
2023$59,054
2022$310,811 Land $65,000 Building $245,811

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 White Chapel Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1986–2003)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 White Chapel Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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