Wells County property record for 11 Westgate Rd, Bluffton, IN 46714
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,040 sqft · built 1962 |
| Lot Size | 0.179 acres (7,797 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $138,000 (Jan 2023) |
| Tax Bill | $1,008 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Jan 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-08-05-509-022.000-004 |
| Primary APN | 90-08-05-509-022.000-004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 7,797 sqft (0.179 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00001534033 |
|---|---|
| Street Address | 11 WESTGATE RD |
| City | BLUFFTON |
| State | IN |
| Zip | 46714-1529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HI LO 22-26-12 |
| Legal Subdivision | HI-LO ADDITOIN |
| Jurisdiction | WELLS IN |
| Township / Civil Division | HARRISON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 40600 |
Source: Wells County records, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11 WESTGATE RD, BLUFFTON, IN 46714-1529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2023 | Deed of Trust, Mortgage · FHA Mortgage HUD |
| Jan 31, 2023 | Deed of Trust, Mortgage · VA Mortgage RUOFF MORTGAGE CO INC |
| Jan 24, 2023 | Warranty Deed, Transfer · VA Mortgage RUOFF MORTGAGE CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2023 · Amount on Record |
| Deed Sale | Jan 24, 2023 · Amount on Record |
| Deed Document Number | 2023249 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 11 WESTGATE RD, BLUFFTON, IN 46714-1529 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020231984 |
|---|---|
| Date | Jun 26, 2023 |
| Instrument | 20231984 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 11 WESTGATE RD, BLUFFTON, IN 46714-1529 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2023 |
| Title Company | METROPLITAN TITLE, METROPOLITAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0020230308 |
|---|---|
| Date | Jan 31, 2023 |
| Instrument | 20230308 |
| Name | RUOFF MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Jan 24, 2023 |
| Property Address | 11 WESTGATE RD, BLUFFTON, IN 46714-1529 |
| Document Number | 0020230249 |
| Map Reference | PB 3 PG 190 |
| Instrument Date | Jan 19, 2023 |
| Instrument | 20230249 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2023 |
| Title Company | METROPLITAN TITLE, METROPOLITAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 WESTGATE RD, BLUFFTON, IN 46714-1529 |
| Document Number | 0020230250 |
|---|---|
| Date | Jan 24, 2023 |
| Instrument | 20230250 |
| Name | RUOFF MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bluffton City |
| County | Wells County |
| County Subdivision | Harrison Township |
| Unified School District | Bluffton-Harrison Metropolitan School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,008.00 (+9.8%) Homeowner's exemption | $142,100 (+22.61%) Land $36,200 Building $105,900 | $142,100 (+22.61%) Land $36,200 Building $105,900 |
| 2024 | $918.00 (-46.57%) | ||
| 2023 | $115,900 (+15.9%) Land $23,000 Building $92,900 | $115,900 (+15.9%) Land $23,000 Building $92,900 | |
| 2022 | $1,718.00 | $100,000 Land $13,700 Building $86,300 | $100,000 Land $13,700 Building $86,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Craigville Telephone Company Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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