11 Watson Mill Rd, Saco, ME 04072 Property Records

York County and Saco City property record for 11 Watson Mill Rd, Saco, ME 04072 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,811 sqft · built 2003
Lot Size1.83 acres (79,715 sqft)
Owner2 Individual Names on File
Last Sale$325,000 (Aug 2014)
Tax Bill$10,426 (2025)
Deeds & MortgagesJul 2020 Mortgage
Jul 2020 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNZ2046R

Property Details

APN / Parcel Number

Primary APNZ2046R
Alternative APN
  • SACO M:111 L:014 U:013-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,811 sqft Living Area
Gross Area5,975 sqft
1st Floor Area1,143 sqft
Basement Area1,143 sqft
Unfinished Basement1,143 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area79,715 sqft (1.83 acres)
Garage TypeBasement
Pool TypeSpa / Hot Tub (No Pool)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberZ2046R
Street Address11 WATSON MILL RD
CitySACO
StateME
Zip04072-9347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number14
JurisdictionSACO ME
Township / Civil DivisionSACO
Census Block Group1
Census Block1026
Census Tract5100

Owner

Source: York County and Saco City records · APN Z2046R

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address11 WATSON MILL RD, SACO, ME 04072-9347
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2020Deed of Trust, Mortgage · Balloon Mortgage
ANDROSCOGGIN BANK
Jul 29, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
ANDROSCOGGIN BANK
Feb 14, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 27, 2014 · Amount on Record
Deed SaleAug 27, 2014 · Amount on Record
Deed Document Number201434943
Deed Book / Page16880 / 940
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address11 WATSON MILL RD, SACO, ME 04072-9347
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0183220672
DateJul 29, 2020
Book Page18322/672
Instrument2020034671
Lender
NameANDROSCOGGIN BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term241 Months
DueAug 01, 2040

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address11 WATSON MILL RD, SACO, ME 04072-9347
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0183220361
DateJul 29, 2020
Book Page18322/361
Instrument2020034623
Lender
NameANDROSCOGGIN BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueAug 01, 2035

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACO ME
Property Address11 WATSON MILL RD, SACO, ME 04072-9347
Document Number0181790875
Instrument DateFeb 14, 2020
Transaction TypeMortgage
Record UpdatedAug 07, 2020
Title CompanyTITLE365 - OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 WATSON MILL RD SACO ME 040729347, SACO, ME 04072-9347

Mortgage

Document Number0181790875
DateFeb 26, 2020
Book Page018179/000875
Instrument9092
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 25, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: York County and Saco City records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
MunicipalitySaco City
Unified School DistrictSaco Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,426.00 (+2.32%)$734,200 (+1.23%) Land $147,200 Building $587,000
2024$10,190.00 (+8.28%)$725,300 (+41.27%) Land $147,200 Building $578,100$653,980
2022$9,411.00$513,400 Land $112,100 Building $401,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, York County (23031C), updated April 16, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 54% of Maine
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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