11 Warwick Rd, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 11 Warwick Rd, Gardner, MA 01440 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1946
Square Footage	1,188 sqft Living Area
Lot Size	11,401 sqft (0.262 acres)
Occupancy	Owner Occupied
Last Sale	$152,500 (2012)
Tax Bill	$38.00 (2025)

Owner

Source: Worcester County and Gardner City records · APN GARD M:R17 B:7 L:11

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11 WARWICK RD, GARDNER, MA 01440-4122
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 14, 2012 · Amount on Record
Deed Sale	Jun 14, 2012 · Amount on Record
Prior Sale	Nov 28, 2005 · Amount on Record
Deed Book / Page	49125 / 147
Transfer Doc	4697000164
Record Refreshed	Jun 08, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	11 WARWICK RD, GARDNER, MA 01440-4122
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57462-1
Date	Jul 24, 2017
Book Page	57462/1
Instrument	78584

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2032

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$38.00 (-98.99%)	$266,100 (+5.64%) Land $76,300 Building $189,800	$299,155
2024	$3,776.00 (+4.92%)	$251,900 (+12.91%) Land $69,400 Building $182,500
2023	$3,599.00	$223,100 Land $68,400 Building $154,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`GARD M:R17 B:7 L:11`
Alternative APN	`M:Q-18 B:0014 L:0011`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,188 sqft Living Area
Gross Area	2,532 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Cape Cod Style
Exterior Material	Asbestos Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	11,401 sqft (0.262 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	11 WARWICK RD
City	GARDNER
State	MA
Zip	01440-4122
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	7
Legal Lot Number	11
Jurisdiction	GARDNER MA
Minor Civil Division	GARDNER
Census Blockgroup	2
Census Block	2031
Census Tract	707100