Warren County and Hardwick Township property record for 11 Ward Rd, Hardwick, NJ 07825
| Property Type | Single Family Home |
|---|---|
| Details | 1,833 sqft · built 1976 |
| Lot Size | 1.36 acres (59,677 sqft) |
| Owner | Individual Name on File |
| Last Sale | $251,500 (May 2019) |
| Tax Bill | $6,843 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-01103-0000-00003-07 |
| Primary APN | 09-01103-0000-00003-07 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,833 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Frame |
| Lot Area | 59,677 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 8433 |
|---|---|
| Street Address | 11 WARD RD |
| City | HARDWICK |
| State | NJ |
| Zip | 07825-9636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LD |
| Legal Subdivision | TOWNSHIP/HARDWICK |
| Legal Block | 1103 |
| Legal Lot Number | 3.7 |
| Jurisdiction | WARREN NJ |
| Township / Civil Division | HARDWICK |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 31102 |
11 Ward Rd is owned and occupied by an individual who acquired it in April 2022.
Source: Warren County and Hardwick Township records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 WARD RD, HARDWICK, NJ 07825-9636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 2, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 14, 2019 | Grant Deed, Transfer · FHA Mortgage ABSOLUTE HM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2019 · Amount on File |
| Deed Sale | May 14, 2019 · Amount on File |
| Prior Sale | Oct 28, 1989 · Amount on File |
| Deed Document Number | 2019509909 |
| Deed Book / Page | 2960 / 29 |
| Last Transfer Date | Apr 28, 2022 |
| Transfer Doc | 0003265/87 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WARREN NJ |
| Recording Date | May 24, 2022 |
| Property Address | 11 WARD RD, HARDWICK, NJ 07825-9636 |
| Document Number | 0003265/87 |
| Book / Page | 3265 / 87 |
| Instrument Date | Apr 28, 2022 |
| Instrument | 2022-576393 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 WARD RD, 11, HARDWICK, NJ 07825-9636 |
| Name | Verified Name |
|---|---|
| Address | 11 WARD RD, HARDWICK, NJ 07825-9636 |
| Document Number | 2022576394 |
|---|---|
| Date | May 24, 2022 |
| Instrument | 2022-576394 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN NJ |
| Property Address | 11 WARD RD, HARDWICK, NJ 07825-9636 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7114/33 |
|---|---|
| Date | Jun 2, 2021 |
| Book Page | 7114/33 |
| Instrument | 2021-553789 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WARREN NJ |
| Recording Date | May 14, 2019 |
| Property Address | 11 WARD RD, HARDWICK, NJ 07825-9636 |
| Document Number | 0000509909 |
| Book / Page | 002960 / 000029 |
| Instrument Date | Apr 24, 2019 |
| Instrument | 509909 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2019 |
| Title Company | ALLIED TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $251.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11 WARD RD HARDWICK NJ 078259636, HARDWICK, NJ 07825-9636 |
| Document Number | 509910 |
|---|---|
| Date | May 14, 2019 |
| Book Page | 006704/000021 |
| Instrument | 509910 |
| Name | ABSOLUTE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFIELD, NJ 07004 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 13, 2049 |
The 2025 property tax bill for 11 Ward Rd was $6,843, up 5% from the year before.
Source: Warren County and Hardwick Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Warren County |
| County Subdivision | Hardwick Township |
| Elementary School District | Blairstown Township School District (KG - 06) |
| Secondary School District | North Warren Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $178,900 (-) Land $59,600 Building $119,300 | $178,900 (-) Land $59,600 Building $119,300 | |
| 2025 | $6,843.00 (+5%) | $178,900 Land $59,600 Building $119,300 | $178,900 Land $59,600 Building $119,300 |
| 2024 | $6,517.00 | ||
| 2023 | $178,900 Land $59,600 Building $119,300 | $178,900 Land $59,600 Building $119,300 | |
| 2022 | $6,379.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Ward Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1995) |
| Most Recent Claim | Oct 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Ward Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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