11 Vine St, Asheville, NC 28804 Property Records

Buncombe County property record for 11 Vine St, Asheville, NC 28804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 2004
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Nov 2025)
Tax Bill	$2,082 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`729150-2020-202`

Property Details

APN / Parcel Number

Primary APN	`729150-2020-202`
Alternative APNs	`9730-52-1725-00000` `973015520659000` `008257876`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Modular
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	280 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	56 sqft
Deck Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	729150-2020-202
Street Address	11 VINE ST
City	ASHEVILLE
State	NC
Zip	28804-3031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	SUBDIV: WOODFIN LAND CO LOT: 46 BLOCK: 1 PLAT: 0005-0023
Legal Subdivision	WOODFIN LAND CO
Legal Tract	1
Legal Block	1
Legal Lot Number	46
Jurisdiction	BUNCOMBE NC
Township / Civil Division	ASHEVILLE
Census Block Group	1
Census Block	1015
Census Tract	1500

Owner

Source: Buncombe County records, as of November 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 SURRETT RD, CANDLER, NC 28715-8508
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage CERTAINTY HOME LOANS LLC
Aug 23, 2019	Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2025 · Amount on Record
Deed Sale	Nov 7, 2025 · Amount on Record
Prior Sale	Aug 23, 2019 · Amount on Record
Deed Book / Page	6541 / 123
Prior Transfer Date	Sep 24, 2012
Prior Transfer Doc	0050270852
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Nov 7, 2025
Property Address	11 VINE ST, ASHEVILLE, NC 28804-3031
Document Number	0065410123
Book / Page	6541 / 123
Map Reference	MB 5 PG 23
Instrument Date	Nov 5, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	917 AQUAVIEW DR, KERNERSVILLE, NC 27284-2356

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 SURRETT RD, CANDLER, NC 28715-8508

Mortgage

Document Number	0006541126
Date	Nov 7, 2025
Instrument	6541/126

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	11 VINE ST, ASHEVILLE, NC 28804-3031
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059480139
Date	Sep 14, 2020
Book Page	5948/139

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Aug 23, 2019
Property Address	11 VINE ST, ASHEVILLE, NC 28804-3031
Document Number	0058030885
Book / Page	5803 / 0885
Map Reference	MB 5 PG 23
Instrument Date	Aug 14, 2019
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$434.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 APPLE CREEK LN, 38, HENDERSONVILLE, NC 28792-1143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 VINE ST, ASHEVILLE, NC 28804-3031

Mortgage

Document Number	58030890
Date	Aug 23, 2019
Instrument	5803/0890

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Woodfin Town
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,082.00 (+6.93%)	$199,900 (-) Land $44,800 Building $155,100	$199,900 (-) Land $44,800 Building $155,100
2024	$1,947.00 (+4.34%)
2023	$1,866.00	$199,900	$199,900 (-) Land $44,800 Building $155,100
2021			$199,900 Land $44,800 Building $155,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	15 (2004–2024)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODFIN SANITARY WATER AND SEWER serves 10,122 people · EPA ID NC0111015
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2024
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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