Norfolk County and Needham Town property record for 11 Village Ln, Needham, MA 02492
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 8 ba · 3,542 sqft · built 2010 |
| Lot Size | 1.28 acres (55,757 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $5,662,500 (Apr 2025) |
| Tax Bill | $40,693 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage May 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:2130001200000 |
| Primary APN | M:2130001200000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 8 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 3 Stories |
| Building Area | 3,542 sqft Living Area |
| Gross Area | 8,589 sqft |
| 1st Floor Area | 3,542 sqft |
| Basement Area | 3,542 sqft |
| Unfinished Basement | 742 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 55,757 sqft (1.28 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 11 VILLAGE LN |
|---|---|
| City | NEEDHAM |
| State | MA |
| Zip | 02492-1434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRA |
| Legal Subdivision | CHARLES RIVER ACRES |
| Legal Block | 12 |
| Jurisdiction | NEEDHAM MA |
| Township / Civil Division | NEEDHAM |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 403300 |
Source: Norfolk County and Needham Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11 VILLAGE LN, NEEDHAM, MA 02492-1434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 20, 2023 | Deed of Trust, Mortgage · ARM FIRST CITIZEN B&T CO |
| May 1, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Mar 1, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Apr 3, 2025 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage HSBC BANK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2025 · Amount on Record |
| Deed Sale | Apr 3, 2025 · Amount on Record |
| Prior Sale | Nov 4, 2011 · Amount on Record |
| Deed Book / Page | 42326 / 46 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 11 VILLAGE LN, NEEDHAM, MA 02492-1434 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0041102-58 |
|---|---|
| Date | Mar 20, 2023 |
| Book Page | 41102/58 |
| Instrument | 15465 |
| Name | FIRST CITIZEN B&T CO |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.23% |
| Type Change Date | Apr 1, 2033 |
| Index | Other |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 11 VILLAGE LN, NEEDHAM, MA 02492-1434 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041170-180 |
|---|---|
| Date | May 1, 2023 |
| Book Page | 41170/180 |
| Instrument | 25402 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 11 VILLAGE LN, NEEDHAM, MA 02492-1434 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0041661-60 |
|---|---|
| Date | Mar 1, 2024 |
| Book Page | 41661/60 |
| Instrument | 12103 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | Apr 3, 2025 |
| Property Address | 11 VILLAGE LN, NEEDHAM, MA 02492-1434 |
| Document Number | 0042326-46 |
| Book / Page | 42326 / 46 |
| Instrument Date | Apr 3, 2025 |
| Instrument | 20180 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 0000020181 |
|---|---|
| Date | Apr 3, 2025 |
| Instrument | 20181 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.92% |
| Type Change Date | May 1, 2032 |
| Max Rate At Change | 3% |
| Index | Other |
| Margin | 3 |
Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $40,693.00 (-1.09%) | $3,839,000 (+21.68%) Land $835,300 Building $3,003,700 | $5,346,790 (-9.62%) |
| 2024 | $5,915,650 | ||
| 2023 | $41,143.00 | $3,155,100 Land $838,500 Building $2,316,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 19 (1978–2023) |
| Claims Outside the SFHA | 19 of 19 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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