11 Via Palacio, San Clemente, CA 92673 Property Records

Orange County property record for 11 Via Palacio, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,929 sqft · built 1997
Lot Size	0.14 acres (6,139 sqft)
Owner	2 Individual Names on File
Last Sale	$705,000 (Dec 2004)
Tax Bill	$9,915 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`688-282-16`

Property Details

APN / Parcel Number

Primary APN	`688-282-16`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,929 sqft Living Area

Exterior

Year Built	Built 1997
Lot Area	6,139 sqft (0.14 acres)
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	11 VIA PALACIO
City	SAN CLEMENTE
State	CA
Zip	92673-5675
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15268 BLK LOT 31
Legal Subdivision	15268
Legal Tract	15268
Legal Lot Number	31
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1010
Census Tract	42112

Owner

Source: Orange County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11 VIA PALACIO, SAN CLEMENTE, CA 92673-5675
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Feb 25, 2017	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA
Feb 1, 2017	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 15, 2004 · Amount on Record
Deed Sale	Dec 15, 2004 · Amount on Record
Prior Sale	Dec 15, 2004 · Amount on Record
Deed Document Number	0001116478
Last Transfer Date	Feb 1, 2017
Transfer Doc	0000046115
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	11 VIA PALACIO, SAN CLEMENTE, CA 92673-5675
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 VIA PALACIO, SAN CLEMENTE, CA 92673-5675

Mortgage

Document Number	0000529468
Date	Sep 28, 2020
Instrument	2020000529468

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	11 VIA PALACIO, SAN CLEMENTE, CA 92673-5675
Document Number	0000036668
Instrument Date	Jan 27, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	BOSTON NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	11 VIA PALACIO SAN CLEMENTE CA 926735675, SAN CLEMENTE, CA 92673-5675

Mortgage

Document Number	0000036668
Date	Feb 1, 2018
Instrument	36668

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2048

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	11 VIA PALACIO, SAN CLEMENTE, CA 92673-5675
Document Number	0000089302
Instrument Date	Feb 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	11 VIA PALACIO SAN CLEMENTE CA 926735675, SAN CLEMENTE, CA 92673-5675

Mortgage

Document Number	0000089302
Date	Mar 2, 2017
Instrument	89302

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 1, 2017
Property Address	11 VIA PALACIO, SAN CLEMENTE, CA 92673-5675
Document Number	0000046115
Instrument Date	Jan 25, 2017
Instrument	46115
Transaction Type	Transfer
Record Updated	Feb 9, 2017
Title Company	OTHER

Transaction

Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	11 VIA PALACIO SAN CLEMENTE CA 926735675, SAN CLEMENTE, CA 92673-5675

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,915.00 (+3.92%) Homeowner's exemption	$988,060 (+4.04%) Land $757,059 Building $231,001
2023	$9,541.00 (+1.96%) Homeowner's exemption	$949,694 Land $727,662 Building $222,032
2022	$9,358.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, Verizon.

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