11 Turner Rd, Charlton, MA 01507 Property Records

Worcester County and Charlton Town property record for 11 Turner Rd, Charlton, MA 01507

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,196 sqft · built 1996
Lot Size	2.43 acres (105,886 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,275 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CHAR M:0055 B:000A L:00004-2`

Property Details

APN / Parcel Number

Primary APN	`CHAR M:0055 B:000A L:00004-2`
Alternative APNs	`CHRL M:0055 B:000A L:00004-2` `M:0055 B:000A L:00004=2`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
Gross Area	2,680 sqft
Basement Area	2,392 sqft
Finished Basement	1,196 sqft
Unfinished Basement	1,196 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	105,886 sqft (2.43 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	11 TURNER RD
City	CHARLTON
State	MA
Zip	01507-1433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	A
Legal Lot Number	4-2
Jurisdiction	CHARLTON MA
Township / Civil Division	CHARLTON
Census Block Group	3
Census Block	3001
Census Tract	756102

Owner

Source: Worcester County and Charlton Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 TURNER RD, CHARLTON, MA 01507-1433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Line of Credit SOUTHBRIDGE CREDIT UNION
Sep 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE
Apr 30, 2021	Deed of Trust, Mortgage · Line of Credit SOUTHBRIDGE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2013
Deed Sale	May 28, 2013
Prior Sale	Mar 1, 2002 · Amount on Record
Deed Book / Page	50943 / 31
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Recording Date	Sep 29, 2026
Property Address	11 TURNER RD, CHARLTON, MA 01507-1433
Document Number	0000085227
Book / Page	74230 / 170
Instrument Date	Sep 24, 2026
Instrument	202685227
Transaction Type	Mortgage
Record Updated	Oct 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 TURNER RD, CHARLTON, MA 01507-1433

Mortgage

Document Number	0000085227,
Date	Sep 29, 2026
Book Page	74230/170
Instrument	202685227

Lender

Name	SOUTHBRIDGE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Recording Date	Sep 24, 2026
Property Address	11 TURNER RD, CHARLTON, MA 01507-1433
Document Number	0000083761
Book / Page	74209 / 304
Instrument Date	Sep 23, 2026
Instrument	202683761
Transaction Type	Mortgage
Record Updated	Oct 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 TURNER RD, CHARLTON, MA 01507-1433

Mortgage

Document Number	0000083761,
Date	Sep 24, 2026
Book Page	74209/304
Instrument	202683761

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Oct 1, 2057

Interest

Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	11 TURNER RD, CHARLTON, MA 01507-1433
Transaction Type	Mortgage
Record Updated	May 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65058-214
Date	Apr 30, 2021
Book Page	65058/214
Instrument	59704

Lender

Name	SOUTHBRIDGE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Charlton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Charlton Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,275.00 (+3.54%)	$390,800 (+5.34%) Land $89,500 Building $301,300	$410,588 (-12.56%)
2025	$4,129.00 (+1.95%)	$371,000 (+3.89%) Land $86,500 Building $284,500	$469,585 (+2.91%)
2024	$4,050.00 (+2.38%)	$357,100 (+9.84%) Land $83,300 Building $273,800	$456,285
2023	$3,956.00	$325,100 Land $78,700 Building $246,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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