11 Troy St, Fort Johnson, NY 12070 Property Records

Montgomery County and Amsterdam Town property record for 11 Troy St, Fort Johnson, NY 12070

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 828 sqft · built 1950
Lot Size0.205 acres (8,938 sqft)
OwnerIndividual Name on Record
Last Sale$224,000 (Mar 2026)
Tax Bill$2,084 (2026)
Deeds & MortgagesApr 2021 Refinance
Nov 2021 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APN272001 38.8-2-32

Property Details

APN / Parcel Number

Primary APN272001 38.8-2-32
Alternative APNs
  • 200103800800020320000000
  • 272089 38.8-2-32
  • 0639

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area828 sqft Living Area
1st Floor Area828 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area8,938 sqft (0.205 acres)
Lot Dimensions100 ft deep x 89.2 ft wide
PorchPorch
Porch Area294 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0639
Street Address11 TROY ST
CityFORT JOHNSON
StateNY
Zip12070-1557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionMERGED 38.8-2-33 WITH
Legal Block2
Legal Lot Number32.000
JurisdictionMONTGOMERY NY
Township / Civil DivisionAMSTERDAM
Census Block Group4
Census Block4045
Census Tract72100

Owner

Source: Montgomery County and Amsterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2306 CHELTENHAM CT, BALLSTON SPA, NY 12020-3264
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NEWREZ LLC
Nov 9, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
SUNMARK FCU
Mar 24, 2026Warranty Deed, Transfer
BROADVIEW FCU
Jun 12, 2023Warranty Deed, Transfer · FHA Mortgage
HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 24, 2026 · Amount on Record
Deed SaleMar 24, 2026 · Amount on Record
Prior SaleJun 12, 2023 · Amount on Record
Deed Document Number20261241
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY NY
Property Address11 TROY ST, FORT JOHNSON, NY 12070-1557
Transaction TypeMortgage
Record UpdatedApr 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002438
DateApr 15, 2021
Instrument2021-92438
Lender
NameNEWREZ LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueMay 1, 2041

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY NY
Property Address11 TROY ST, FORT JOHNSON, NY 12070-1557
Transaction TypeMortgage
Record UpdatedApr 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005781
DateNov 9, 2021
Instrument2021-95781
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueDec 1, 2041

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY NY
Recording DateMar 24, 2026
Property Address11 TROY ST, FORT JOHNSON, NY 12070-1557
Document Number0000000241
Instrument DateMar 13, 2026
Instrument2026-1241
Transaction TypeTransfer
Record UpdatedApr 15, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2306 CHELTENHAM CT, BALLSTON SPA, NY 12020-3264

Mortgage

Document Number0000000242
DateMar 24, 2026
Instrument2026-1242
Lender
NameBROADVIEW FCU
Agreement
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY NY
Recording DateJun 12, 2023
Property Address11 TROY ST, FORT JOHNSON, NY 12070-1557
Document Number0000000082
Instrument DateJun 6, 2023
Instrument2023-2082
Transaction TypeTransfer
Record UpdatedJul 4, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5208 BLISS RD, BALLSTON SPA, NY 12020-2045

Mortgage

Document Number0000000083
DateJun 12, 2023
Instrument2023-2083
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Montgomery County and Amsterdam Town assessment roll, as of May 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMontgomery County
County SubdivisionAmsterdam Town
Unified School DistrictAmsterdam City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,084.00 (+117.76%)
2025$957.00$6,350 (-) Land $470 Building $5,880$105,833 (+16.67%) Land $7,833 Building $98,000
2023$6,350 (-) Land $470 Building $5,880$90,714 (+14.29%) Land $6,714 Building $84,000
2022$6,350 Land $470 Building $5,880$79,375 Land $5,875 Building $73,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims7 (1996–2011)
Claims Outside the SFHA5 of 7
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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