11 Timber Oaks, Saco, ME 04072 Property Records

York County and Saco City property record for 11 Timber Oaks, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,822 sqft · built 2011
Lot Size	0.585 acres (25,500 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,715 (2025)
Deeds & Mortgages	Apr 2022 Refinance Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M1560R`

Property Details

APN / Parcel Number

Primary APN	`M1560R`
Alternative APNs	`SACO M:027 L:109 U:000-000` `M:027 L:109 U:000=000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,822 sqft Living Area
Gross Area	5,348 sqft
1st Floor Area	1,822 sqft
Attic	Attic
Attic Area	648 sqft
Basement Area	1,822 sqft
Unfinished Basement	1,822 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,500 sqft (0.585 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	M1560R
Street Address	11 TIMBER OAKS
City	SACO
State	ME
Zip	04072-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Subdivision	TIMBER OAKS SUB 2ND REVISION
Legal Lot Number	109
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2003
Census Tract	5400

Owner

Source: York County and Saco City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 TIMBER OAKS, SACO, ME 04072-2127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Dec 14, 2018	Deed of Trust, Mortgage SACO VLY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2009
Deed Sale	Mar 23, 2009
Deed Book / Page	15588 / 459
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	11 TIMBER OAKS, SACO, ME 04072-2127
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190090711
Date	Apr 25, 2022
Book Page	19009/711
Instrument	2022017998

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2047

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	11 TIMBER OAKS, SACO, ME 04072-2127
Document Number	0178650709
Instrument Date	Dec 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 17, 2019
Title Company	INGRAHAM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 TIMBER OAKS SACO ME 040722127, SACO, ME 04072-2127

Mortgage

Document Number	0178650709
Date	Dec 19, 2018
Book Page	017865/000709
Instrument	53049

Lender

Name	SACO VLY CU
Type	Credit Union
Address	SACO, ME 04072

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 18, 2033

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,715.00 (+1.8%)	$613,700 (+0.72%) Land $130,300 Building $483,400
2024	$8,561.00 (+7.35%)	$609,300 (+40.04%) Land $130,300 Building $479,000	$632,225
2022	$7,975.00	$435,100 Land $99,200 Building $335,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	11 (1978–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 4 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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