11 Thomas St, Unit G4, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 11 Thomas St, Unit G4, Saugus, MA 01906

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,163 sqft · built 1981
Owner	Trust Name on File
Last Sale	$287,000 (Jul 2018)
Tax Bill	$4,193 (2026)
Deeds & Mortgages	Aug 2023 Refinance Feb 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:012-D B:0009 L:0004`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:012-D B:0009 L:0004`
Alternative APNs	`M:012=D B:0009 L:0004` `8747017`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Units	18 Units
Stories	2 Stories
Building Area	1,163 sqft Living Area
1st Floor Area	1,163 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Frame
Roof Type	Flat
Roof Material	Other

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	8747017
Street Address	11 THOMAS ST, G4
City	SAUGUS
State	MA
Zip	01906-3289
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NA
Legal Subdivision	CARRIAGE HILL ESTATES
Legal Block	9
Legal Lot Number	4
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1006
Census Tract	208401

Owner

11 Thomas St, Unit G4 is held in a trust since January 2020.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	4 BRIA CIR, SAUGUS, MA 01906-1989
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY CREDIT UNION LYNN
Feb 4, 2020	Condominium Deed, Transfer NOT AVAILABLE
Jul 30, 2018	Quit Claim Deed, Transfer SAVINGS BANK TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2018 · Amount on File
Deed Sale	Jul 30, 2018 · Amount on File
Prior Sale	May 21, 2003 · Amount on File
Deed Book / Page	36901 / 207
Last Transfer Date	Jan 22, 2020
Transfer Doc	38240-453
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	11 THOMAS ST UNIT G4, G4, SAUGUS, MA 01906-3289
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041701-287
Date	Aug 7, 2023
Book Page	41701/287
Instrument	20230807002220

Lender

Name	COMMUNITY CREDIT UNION LYNN

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2043

February 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	SAUGUS MA
Recording Date	Feb 4, 2020
Property Address	11 THOMAS ST UNIT G4, G4, SAUGUS, MA 01906-3289
Document Number	38240-453
Book / Page	038240 / 000453
Instrument Date	Jan 22, 2020
Instrument	4003390
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	4 BRIA CIR SAUGUS MA 019061989, SAUGUS, MA 01906-1989

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jul 30, 2018
Property Address	11 THOMAS ST UNIT G4, G4, SAUGUS, MA 01906-3289
Document Number	36901-207
Book / Page	36901 / 207
Instrument	180730007040
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.03
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 THOMAS ST UNIT G4, G4, SAUGUS, MA 01906-3289

Mortgage

Document Number	369010211
Date	Jul 30, 2018
Instrument	36901/0211

Lender

Name	SAVINGS BANK TRUST
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 11 Thomas St, Unit G4 was $4,193, up 0.9% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,193.00 (+0.89%)	$402,400 (+3.42%) Building $402,400	$404,687 (+3.22%)
2025	$4,156.00 (+2.47%)	$389,100 (+2.18%) Building $389,100	$392,065
2024	$4,056.00 (+13.52%)	$380,800 (+20.01%) Building $380,800
2023	$3,573.00	$317,300 Building $317,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Thomas St, Unit G4 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Thomas St, Unit G4 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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