11 Thomas St, Unit G13, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 11 Thomas St, Unit G13, Saugus, MA 01906

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,070 sqft · built 1981
Lot Size	5.68 acres (247,835 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Aug 2022)
Tax Bill	$3,978 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:012-D B:0009 L:0013`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:012-D B:0009 L:0013`
Alternative APNs	`M:012=D B:0009 L:0013` `7062017`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	18 Units
Stories	2 Stories
Building Area	1,070 sqft Living Area
1st Floor Area	1,070 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Frame
Roof Type	Flat
Roof Material	Other
Lot Area	247,835 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	7062017
Street Address	11 THOMAS ST, G13
City	SAUGUS
State	MA
Zip	01906-3290
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NA
Legal Block	9
Legal Lot Number	13
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1006
Census Tract	208401

Owner

11 Thomas St, Unit G13 is owned by two individuals who bought it in August 2022.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11 THOMAS ST, G13, SAUGUS, MA 01906-3290
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Condominium Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 10, 2017	Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK
Feb 22, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2022 · Amount on File
Deed Sale	Aug 26, 2022 · Amount on File
Prior Sale	Feb 22, 2017
Deed Document Number	2022104
Deed Book / Page	41153 / 53
Record Updated	Oct 29, 2026

August 2022: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	SAUGUS MA
Recording Date	Aug 26, 2022
Property Address	11 THOMAS ST UNIT G13, G13, SAUGUS, MA 01906-3290
Document Number	0041153-53
Book / Page	41153 / 53
Instrument Date	Aug 26, 2022
Instrument	104
Transaction Type	Transfer
Record Updated	Sep 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	11 THOMAS ST UNIT G13, G13, SAUGUS, MA 01906-3290

Mortgage

Document Number	0000000105
Date	Aug 26, 2022
Instrument	105

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	11 THOMAS ST UNIT G13, G13, SAUGUS, MA 01906-3290
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35728-658
Date	Mar 10, 2017
Book Page	35728/658
Instrument	337

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Feb 22, 2017
Property Address	11 THOMAS ST UNIT G13, G13, SAUGUS, MA 01906-3290
Document Number	35692-270
Book / Page	035692 / 000270
Instrument Date	Feb 20, 2017
Instrument	1702220039
Transaction Type	Transfer
Record Updated	Mar 15, 2017
Title Company	NOT AVAILABLE

Transaction

Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 11 Thomas St, Unit G13 was $3,978, up 1% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,978.00 (+1.02%)	$381,800 (+3.55%) Building $381,800	$385,208 (-1.29%)
2025	$3,938.00 (+1.76%)	$368,700 (+1.46%) Building $368,700	$390,260
2024	$3,870.00 (+13.26%)	$363,400 (+19.74%) Building $363,400
2023	$3,417.00	$303,500 Building $303,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Thomas St, Unit G13 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Thomas St, Unit G13 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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