11 Thomas Rd, Lafayette, NJ 07848 Property Records

Sussex County and Lafayette Township property record for 11 Thomas Rd, Lafayette, NJ 07848

Property Summary

Property Type	Single Family Home
Details	2,108 sqft · built 1994
Lot Size	2.05 acres (89,342 sqft)
Owner	2 Individual Names on File
Last Sale	$293,000 (Sep 2020)
Tax Bill	$9,454 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-00004-01-00013`

Property Details

APN / Parcel Number

Primary APN	`13-00004-01-00013`
Alternative APNs	`1300004000100013` `1300004A00013`

Interior

Stories	2 Stories
Building Area	2,108 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	89,342 sqft
Garage Type	Attached

Location & Zoning

Old Parcel Number	1300004A00013
Street Address	11 THOMAS RD
City	LAFAYETTE
State	NJ
Zip	07848-4400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Subdivision	COUNTRY VIEW ESTATES
Legal Block	4.1
Legal Lot Number	13
Jurisdiction	SUSSEX NJ
Township / Civil Division	LAFAYETTE
Census Block Group	1
Census Block	1050
Census Tract	372400

Owner

Source: Sussex County and Lafayette Township records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11 THOMAS RD, LAFAYETTE, NJ 07848-4400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST FUNDING LLC
Sep 4, 2020	Special Warranty Deed, Transfer · Conventional Mortgage FAMILY FIRST FUNDING LLC
Jan 8, 2020	Deed in Lieu of Foreclosure, Foreclosure DENVER DIL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2020 · Amount on File
Deed Sale	Sep 4, 2020 · Amount on File
Prior Sale	Jan 8, 2020
Deed Document Number	202010182320
Deed Book / Page	3566 / 130
Prior Transfer Date	Sep 8, 2008
Prior Transfer Doc	00321100293
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Recording Date	Jul 15, 2026
Property Address	11 THOMAS RD, LAFAYETTE, NJ 07848-4400
Document Number	0000013348
Book / Page	10468 / 154
Instrument Date	Jul 8, 2026
Instrument	202613348
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 THOMAS RD, LAFAYETTE, NJ 07848-4400

Mortgage

Document Number	0000013348,
Date	Jul 15, 2026
Book Page	10468/154
Instrument	202613348

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 12, 2051

Interest

Rate	6.52%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	11 THOMAS RD, LAFAYETTE, NJ 07848-4400
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	BONAFIDE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100640068
Date	Nov 17, 2021
Book Page	10064/68
Instrument	20211117010361080

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

September 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SUSSEX NJ
Recording Date	Sep 4, 2020
Property Address	11 THOMAS RD, LAFAYETTE, NJ 07848-4400
Document Number	0035660130
Book / Page	3566 / 130
Instrument Date	May 6, 2020
Instrument	20200904010182320
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	SERVICELINK

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,016.50
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15480 LAGUNA CANYON RD # RD100, 15480, IRVINE, CA 92618-2132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 THOMAS RD, LAFAYETTE, NJ 07848-4400

Mortgage

Document Number	20200904010182330
Date	Sep 4, 2020
Instrument	20200904010182330

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2050

January 2020: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	SUSSEX NJ
Recording Date	Jan 8, 2020
Property Address	11 THOMAS RD, LAFAYETTE, NJ 07848-4400
Document Number	0035450017
Book / Page	003545 / 000017
Instrument Date	Nov 26, 2019
Instrument	5970
Transaction Type	Foreclosure
Record Updated	Jan 24, 2020
Title Company	DENVER DIL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	2001 ROSS AVE #2800 DALLAS TX 752012930, 2800, DALLAS, TX 75201-2930

Tax Assessment & Valuation

Source: Sussex County and Lafayette Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Lafayette Township
Secondary School District	High Point Regional School District (09 - 12)
Elementary School District	Lafayette Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$316,500 (-) Land $120,500 Building $196,000	$316,500 (-) Land $120,500 Building $196,000
2025	$9,454.00 (+2.47%)	$316,500 (-) Land $120,500 Building $196,000	$316,500 (-) Land $120,500 Building $196,000
2024	$9,226.00 (+2.8%)
2023		$316,500 Land $120,500 Building $196,000	$316,500 Land $120,500 Building $196,000
2022	$8,975.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (2005–2016)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Feb 2016 · river or lake flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Planet Networks.

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