11 Thistle St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 11 Thistle St, Lynn, MA 01905

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,623 sqft · built 1950
Lot Size	0.421 acres (18,317 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (May 2016)
Tax Bill	$7,184 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Nov 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`B:057 L:185 S:054`

Property Details

APN / Parcel Number

Primary APN	`B:057 L:185 S:054`
Alternative APN	`LYNN M:057 B:185 L:054`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,623 sqft Living Area
Gross Area	4,500 sqft
Basement Area	400 sqft
Unfinished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,317 sqft (0.421 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	11 THISTLE ST
City	LYNN
State	MA
Zip	01905-1237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	185
Legal Lot Number	54
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	4
Census Block	4007
Census Tract	205300

Owner

11 Thistle St is owned and occupied by an individual who bought it in May 2016.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	11 THISTLE ST, LYNN, MA 01905-1237
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2017	Deed of Trust, Mortgage BEVERLY BANK
Nov 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RIVER WORKS CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2016 · Amount on File
Deed Sale	May 12, 2016 · Amount on File
Prior Sale	Oct 8, 2010 · Amount on File
Deed Book / Page	34916 / 610
Transfer Doc	034916-610
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	11 THISTLE ST, LYNN, MA 01905-1237
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35815-275
Date	Apr 24, 2017
Book Page	35815/275
Instrument	118

Lender

Name	BEVERLY BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	11 THISTLE ST, LYNN, MA 01905-1237
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39204-575
Date	Nov 20, 2020
Book Page	39204/575
Instrument	20201120002260

Lender

Name	RIVER WORKS CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 11 Thistle St was $7,184, up 12.3% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,184.00 (+12.25%)	$693,400 (+14.08%) Land $227,900 Building $465,500	$850,155
2024	$6,400.00 (+2.43%)	$607,800 (+8.46%) Land $216,900 Building $390,900
2023	$6,248.00	$560,400 Land $217,900 Building $342,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Thistle St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Thistle St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Thistle St

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