11 Terhune Ave, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 11 Terhune Ave, Lodi, NJ 07644 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,294 sqft · built 1920
Lot Size	0.132 acres (5,750 sqft)
Owner	Company Name on File
Last Sale	$838,000 (Oct 2020)
Tax Bill	$15,332 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-00030-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`31-00030-0000-00010`
Alternative APNs	`310003000010` `064800`

Interior

Stories	2 Stories
Building Area	2,294 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	064800
Street Address	11 TERHUNE AVE
City	LODI
State	NJ
Zip	07644-2104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X115
Legal Subdivision	JOHN H MARRY MCGUIRE/LODI
Legal Block	30
Legal Lot Number	10
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	5
Census Block	5011
Census Tract	30300

Owner

Source: Bergen County and Lodi Borough records · APN 31-00030-0000-00010

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	110 UPPER SADDLE RIVER RD, MONTVALE, NJ 07645-1027
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Line of Credit UNIVEST BANK & TRUST CO
Oct 07, 2020	Grant Deed, Transfer · Conventional Mortgage TANYA TIRPANCIYAN
Aug 14, 2020	Deed of Trust, Mortgage · Conventional with PMI TANYA TIRPANCIYAN
Jul 11, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 07, 2020 · Amount on Record
Deed Sale	Oct 07, 2020 · Amount on Record
Prior Sale	Jul 11, 2018 · Amount on Record
Deed Document Number	202099640
Deed Book / Page	3753 / 704
Prior Transfer Date	Aug 14, 2020
Prior Transfer Doc	0037530704
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	11 TERHUNE AVE, LODI, NJ 07644-2104
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 S HARRISON ST 100, 100, EAST ORANGE, NJ 07018-1463

Mortgage

Document Number	0044271545
Date	Oct 26, 2021
Book Page	4427/1545
Instrument	2021160766

Lender

Name	UNIVEST BANK & TRUST CO
Type	Bank
Address	SOUDERTON, PA 18964

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	58 Months
Due	Aug 24, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 07, 2020
Property Address	11 TERHUNE AVE, LODI, NJ 07644-2104
Document Number	0037530704
Book / Page	003753 / 000704
Instrument Date	Aug 14, 2020
Instrument	99640
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$838.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 UPPER SADDLE RIVER RD MONTVALE NJ 076451027, MONTVALE, NJ 07645-1027

Mortgage

Document Number	37530709
Date	Oct 07, 2020
Book Page	003753/000709
Instrument	99641

Lender

Name	TANYA TIRPANCIYAN
Address	5 COLUMBUS PL, CLIFFSIDE PARK, NJ 07010-1057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	11 TERHUNE AVE, LODI, NJ 07644-2104
Document Number	0037530709
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 UPPER SADDLE RIVER RD MONTVALE NJ 076451027, MONTVALE, NJ 07645-1027

Mortgage

Document Number	0037530709
Date	Oct 07, 2020
Book Page	003753/000709
Instrument	99641

Lender

Name	TANYA TIRPANCIYAN
Address	5 COLUMBUS PL, CLIFFSIDE PARK, NJ 07010-1057

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 11, 2018
Property Address	11 TERHUNE AVE, LODI, NJ 07644-2104
Document Number	0029930722
Book / Page	2993 / 722
Instrument Date	May 27, 2018
Instrument	00018-049078
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 TERPHUNE AVE, LODI, NJ 07644-2104

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$433,100 (-) Land $155,100 Building $278,000	$433,100 (-) Land $155,100 Building $278,000
2025	$15,332.00 (+5.61%)	$433,100 (-) Land $155,100 Building $278,000	$433,100 (-) Land $155,100 Building $278,000
2024	$14,518.00 (+2.7%)
2023		$433,100 Land $155,100 Building $278,000	$433,100 Land $155,100 Building $278,000
2022	$14,136.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030303005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	106 (1979–2024)
Claims Outside the SFHA	12 of 106
Most Recent Claim	Jan 2024, rainfall accumulation
Claims By Storm	Hurricane Irene, Aug 2011 · 9 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 11 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 14 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 66 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Optimum Communications, Xfinity, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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