Oneida County and Whitestown Town property record for 11 Symphony Dr, Whitesboro, NY 13492
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,226 sqft · built 1977 |
| Lot Size | 0.378 acres (16,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $209,903 (Apr 2024) |
| Tax Bill | $8,112 (2026) |
| Deeds & Mortgages | Apr 2024 Sale Aug 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 307089 316.008-1-27 |
| Primary APN | 307089 316.008-1-27 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,226 sqft Living Area |
| 1st Floor Area | 1,386 sqft |
| 2nd Floor Area | 840 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 16,500 sqft (0.378 acres) |
| Lot Dimensions | 165 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 375 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 052190 |
|---|---|
| Street Address | 11 SYMPHONY DR |
| City | WHITESBORO |
| State | NY |
| Zip | 13492-2224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 1 |
| Legal Lot Number | 27.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | WHITESTOWN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 23501 |
11 Symphony Dr is owned and occupied by an individual who bought it in April 2024.
Source: Oneida County and Whitestown Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 SYMPHONY DR, WHITESBORO, NY 13492-2224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2024 | Quit Claim Deed, Transfer SERVICELINK |
| Aug 15, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) ADIRONDACK BANK |
| Jan 9, 2020 | Deed of Trust, Construction Loan · Construction Mortgage COMMONFUND MTG |
| Jan 9, 2020 | Warranty Deed, Construction Loan · Construction Mortgage COMMONFUND MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2024 · Amount on File |
| Deed Sale | Apr 10, 2024 · Amount on File |
| Deed Document Number | 20242024-003976 |
| Prior Transfer Date | Jan 16, 2024 |
| Prior Transfer Doc | 0000003976 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Apr 10, 2024 |
| Property Address | 11 SYMPHONY DR, WHITESBORO, NY 13492-2224 |
| Document Number | 0000003976 |
| Instrument Date | Jan 16, 2024 |
| Instrument | 2024-003976 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2024 |
| Title Company | SERVICELINK |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 SYMPHONY DR, WHITESBORO, NY 13492-2224 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 11 SYMPHONY DR, WHITESBORO, NY 13492-2224 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000012992 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 2022-012992 |
| Name | ADIRONDACK BANK |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Jan 9, 2020 |
| Property Address | 11 SYMPHONY DR, WHITESBORO, NY 13492-2224 |
| Document Number | 0000000471 |
| Instrument Date | Jan 9, 2020 |
| Instrument | 471 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 105 CARY CT WHITESBORO NY 134921801, WHITESBORO, NY 13492-1801 |
| Document Number | 0000000471 |
|---|---|
| Date | Jan 9, 2020 |
| Instrument | 471 |
| Name | COMMONFUND MTG |
|---|---|
| Type | Mortgage Company |
| Address | SYRACUSE, NY 13204 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 8, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Jan 9, 2020 |
| Property Address | 11 SYMPHONY DR, WHITESBORO, NY 13492-2224 |
| Document Number | 0000000470 |
| Instrument Date | Jan 2, 2020 |
| Instrument | 470 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 24, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 105 CARY CT WHITESBORO NY 134921801, WHITESBORO, NY 13492-1801 |
| Document Number | 471 |
|---|---|
| Date | Jan 9, 2020 |
| Instrument | 471 |
| Name | COMMONFUND MTG |
|---|---|
| Type | Mortgage Company |
| Address | SYRACUSE, NY 13204 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 8, 2021 |
The 2026 property tax bill for 11 Symphony Dr was $8,112, up 1% from the year before.
Source: Oneida County and Whitestown Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Whitestown Town |
| Unified School District | Whitesboro Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,112.00 (+1.05%) | ||
| 2025 | $8,028.00 | $139,000 Land $23,400 Building $115,600 | $380,822 Land $64,110 Building $316,712 |
| 2023 | $139,000 (+7.75%) Land $23,400 Building $115,600 | $295,745 (+21.51%) Land $49,787 Building $245,958 | |
| 2022 | $2,086.00 | $129,000 Land $23,400 Building $105,600 | $243,396 Land $44,151 Building $199,245 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Symphony Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Symphony Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MVWA - MOHAWK VALLEY WATER AUTHORITY serves 126,250 people · EPA ID NY3202411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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