Lincoln County property record for 11 Surfside Dr, Yachats, OR 97498
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,560 sqft · built 1997 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $249,900 (Oct 2015) |
| Tax Bill | $3,362 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 141234AC0520000 |
| Primary APN | 141234AC0520000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 800 sqft |
| 2nd Floor Area | 340 sqft |
| Upper Floors Area | 340 sqft |
| Basement Area | 420 sqft |
| Finished Basement | 420 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Wood Shingle |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Area | 304 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 192 sqft |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Electric |
| Account Number | R226720 |
|---|---|
| Old Parcel Number | 141234AC0520000 |
| Street Address | 11 SURFSIDE DR |
| City | YACHATS |
| State | OR |
| Zip | 97498-9355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1;MEDIUM DENSITY RESIDE |
| Legal Description | PROPERTY ID R226720 TWNSHP 14, RNG 12, ACRES 0.11, DOC201710725 |
| Legal Range | 12W |
| Legal Township | 14S |
| Legal Section | 34 |
| Legal Quarter | NE |
| Quarter-Quarter Section | SW |
| Legal Subdivision | YACHATS |
| Jurisdiction | LINCOLN OR |
| Township / Civil Division | WALDPORT |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 951700 |
Source: Lincoln County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1333 NE 155TH AVE, PORTLAND, OR 97230-5306 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Oct 31, 2017 | Warranty Deed, Transfer WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2015 · Amount on Record |
| Deed Sale | Oct 22, 2015 · Amount on Record |
| Prior Sale | Oct 22, 2015 · Amount on Record |
| Deed Document Number | 0000010673 |
| Last Transfer Date | Oct 31, 2017 |
| Transfer Doc | 0000010725 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OR |
| Property Address | 11 SURFSIDE DR, YACHATS, OR 97498-9355 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000001171 |
|---|---|
| Date | Feb 28, 2023 |
| Instrument | 2023-01171 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 15, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN OR |
| Recording Date | Oct 31, 2017 |
| Property Address | 11 SURFSIDE DR, YACHATS, OR 97498-9355 |
| Document Number | 0000010725 |
| Instrument Date | Oct 26, 2017 |
| Instrument | 10725 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Title Company | WESTERN TITLE AND ESCROW COMPANY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1333 NE 155TH AVE PORTLAND OR 972305306, PORTLAND, OR 97230-5306 |
| Document Number | 10726 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 10726 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 30, 2047 |
Source: Lincoln County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lincoln County |
| Municipality | Yachats City |
| Unified School District | Lincoln County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,362.00 (+1.51%) | $244,260 (+3%) | $594,250 (-0.81%) Land $173,380 Building $420,870 |
| 2024 | $3,312.00 (+3.4%) | $237,150 (+3%) | $599,090 (+16.13%) Land $111,240 Building $487,850 |
| 2023 | $3,203.00 (+10.98%) | $230,250 (+3%) | $515,890 (+22.37%) Land $124,080 Building $391,810 |
| 2022 | $2,886.00 | $223,550 | $421,570 Land $100,240 Building $321,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 17, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 88 policies |
| Nearby Flood Policies | 88 in force |
| Nearby Flood Claims | 12 (1997–2011) |
| Claims Outside the SFHA | 3 of 12 |
| Most Recent Claim | Mar 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF YACHATS serves 1,006 people · EPA ID OR4100966 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 39 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Pioneer Telephone Cooperative DSL | 100 / 20 |
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