11 Surf Dr, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 11 Surf Dr, Alligator Point, FL 32346

Property Summary

Property Type	Single Family Home
Details	1,144 sqft · built 2007
Lot Size	0.214 acres (9,365 sqft)
Owner	2 Individual Names on Record
Last Sale	$194,000 (Jul 2020)
Tax Bill	$1,942 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2020 Mortgage + 21 more
Flood Zone	Zone X (moderate risk)
APN	`32-06S-01W-1060-0004-0100`

Property Details

APN / Parcel Number

Primary APN	`32-06S-01W-1060-0004-0100`

Interior

Building Area	1,144 sqft Heated Area
Gross Area	1,672 sqft
Interior Walls	Wallboard/Drywall
Accessibility Features	Accessibility Features

Exterior

Year Built	Built 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,365 sqft (0.214 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Porch	Open Porch
Porch Area	384 sqft
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	11 SURF DR
City	ALLIGATOR POINT
State	FL
Zip	32346-6112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 4 LOT 10 SUN N SANDS OR 159/262 513/217 OR/515/133 743/527 766/715 802/47 1268/13 1268/14 1268/15 1268/16 1268/17 1268/
Legal Range	01W
Legal Township	06S
Legal Section	32
Legal Subdivision	SUN N SAND BEACHES
Legal Block	4
Legal Lot Number	10
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2138
Census Tract	970102

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 SURF DR, ALLIGATOR POINT, FL 32346-6112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 30, 2020	Deed of Trust, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jun 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2020 · Amount on Record
Deed Sale	Jul 9, 2020 · Amount on Record
Prior Sale	Jun 17, 2020
Deed Document Number	202019002956
Deed Book / Page	1269 / 675
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN FL
Property Address	11 SURF DR, ALLIGATOR POINT, FL 32346-6112
Transaction Type	Mortgage
Record Updated	Jan 6, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 SURF DR, ALLIGATOR POINT, FL 32346-6112

Mortgage

Document Number	0019004721
Date	Jul 23, 2021
Book Page	1309/1
Instrument	202119004721

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	FRANKLIN FL
Property Address	11 SURF DR, PANACEA, FL 32346-6112
Document Number	0019002957
Instrument Date	Jun 30, 2020
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5207 CHAD RICHARD CT TALLAHASSEE FL 323036989, TALLAHASSEE, FL 32303-6989

Mortgage

Document Number	0019002957
Date	Jul 9, 2020
Book Page	001269/000676
Instrument	19002957

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jun 17, 2020
Property Address	11 SURF DR, PANACEA, FL 32346-6112
Document Number	0019002565
Book / Page	001268 / 000050
Instrument Date	Jun 13, 2020
Instrument	19002565
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	PO BOX 271 BLAKELY GA 398230271, BLAKELY, GA 39823-0271

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jun 17, 2020
Property Address	11 SURF DR, PANACEA, FL 32346-6112
Document Number	0019002544
Book / Page	001268 / 000021
Instrument Date	Jun 11, 2020
Instrument	19002544
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	PO BOX 271 BLAKELY GA 398230271, BLAKELY, GA 39823-0271

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jun 17, 2020
Property Address	11 SURF DR, PANACEA, FL 32346-6112
Document Number	0019002551
Book / Page	001268 / 000029
Instrument Date	Jun 2, 2020
Instrument	19002551
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	PO BOX 271 BLAKELY GA 398230271, BLAKELY, GA 39823-0271

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jun 17, 2020
Property Address	11 SURF DR, PANACEA, FL 32346-6112
Document Number	0019002560
Book / Page	001268 / 000045
Instrument Date	Jun 2, 2020
Instrument	19002560
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	PO BOX 271 BLAKELY GA 398230271, BLAKELY, GA 39823-0271

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jun 17, 2020
Property Address	11 SURF DR, PANACEA, FL 32346-6112
Document Number	0019002559
Book / Page	001268 / 000037
Instrument Date	May 23, 2020
Instrument	19002559
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	PO BOX 271 BLAKELY GA 398230271, BLAKELY, GA 39823-0271

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jun 17, 2020
Property Address	11 SURF DR, PANACEA, FL 32346-6112
Document Number	0190025557
Book / Page	001268 / 000035
Instrument Date	May 16, 2020
Instrument	190025557
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	PO BOX 271 BLAKELY GA 398230271, BLAKELY, GA 39823-0271

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jun 17, 2020
Property Address	11 SURF DR, PANACEA, FL 32346-6112
Document Number	0019002556
Book / Page	001268 / 000034
Instrument Date	May 15, 2020
Instrument	19002556
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	PO BOX 271 BLAKELY GA 398230271, BLAKELY, GA 39823-0271

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jun 17, 2020
Property Address	11 SURF DR, PANACEA, FL 32346-6112
Document Number	0019002538
Book / Page	001268 / 000014
Instrument Date	May 14, 2020
Instrument	19002538
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	PO BOX 271 BLAKELY GA 398230271, BLAKELY, GA 39823-0271

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jun 17, 2020
Property Address	11 SURF DR, PANACEA, FL 32346-6112
Document Number	0019002555
Book / Page	001268 / 000033
Instrument Date	May 12, 2020
Instrument	19002555
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	PO BOX 271 BLAKELY GA 398230271, BLAKELY, GA 39823-0271

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jun 17, 2020
Property Address	11 SURF DR, PANACEA, FL 32346-6112
Document Number	0019002543
Book / Page	001268 / 000019
Instrument Date	May 12, 2020
Instrument	19002543
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	PO BOX 271 BLAKELY GA 398230271, BLAKELY, GA 39823-0271

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jun 17, 2020
Property Address	11 SURF DR, PANACEA, FL 32346-6112
Document Number	0019002545
Book / Page	001268 / 000022
Instrument Date	May 5, 2020
Instrument	19002545
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	PO BOX 271 BLAKELY GA 398230271, BLAKELY, GA 39823-0271

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jun 17, 2020
Property Address	11 SURF DR, PANACEA, FL 32346-6112
Document Number	0019002539
Book / Page	001268 / 000015
Instrument Date	May 5, 2020
Instrument	19002539
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	PO BOX 271 BLAKELY GA 398230271, BLAKELY, GA 39823-0271

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jun 17, 2020
Property Address	11 SURF DR, PANACEA, FL 32346-6112
Document Number	0019002546
Book / Page	001268 / 000023
Instrument Date	May 4, 2020
Instrument	19002546
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	PO BOX 271 BLAKELY GA 398230271, BLAKELY, GA 39823-0271

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jun 17, 2020
Property Address	11 SURF DR, PANACEA, FL 32346-6112
Document Number	0019002554
Book / Page	001268 / 000032
Instrument Date	Apr 30, 2020
Instrument	19002554
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	PO BOX 271 BLAKELY GA 398230271, BLAKELY, GA 39823-0271

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jun 17, 2020
Property Address	11 SURF DR, PANACEA, FL 32346-6112
Document Number	0019002553
Book / Page	001268 / 000031
Instrument Date	Apr 30, 2020
Instrument	19002553
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	PO BOX 271 BLAKELY GA 398230271, BLAKELY, GA 39823-0271

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jun 17, 2020
Property Address	11 SURF DR, PANACEA, FL 32346-6112
Document Number	0019002552
Book / Page	001268 / 000030
Instrument Date	Apr 30, 2020
Instrument	19002552
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	PO BOX 271 BLAKELY GA 398230271, BLAKELY, GA 39823-0271

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jun 17, 2020
Property Address	11 SURF DR, PANACEA, FL 32346-6112
Document Number	0019002537
Book / Page	001268 / 000013
Instrument Date	Apr 29, 2020
Instrument	19002537
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	PO BOX 271 BLAKELY GA 398230271, BLAKELY, GA 39823-0271

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jun 17, 2020
Property Address	11 SURF DR, PANACEA, FL 32346-6112
Document Number	0019002550
Book / Page	001268 / 000028
Instrument Date	Apr 28, 2020
Instrument	19002550
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	PO BOX 271 BLAKELY GA 398230271, BLAKELY, GA 39823-0271

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jun 17, 2020
Property Address	11 SURF DR, PANACEA, FL 32346-6112
Document Number	0019002542
Book / Page	001268 / 000018
Instrument Date	Apr 28, 2020
Instrument	19002542
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	PO BOX 271 BLAKELY GA 398230271, BLAKELY, GA 39823-0271

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jun 17, 2020
Property Address	11 SURF DR, PANACEA, FL 32346-6112
Document Number	0019002540
Book / Page	001268 / 000016
Instrument Date	Apr 27, 2020
Instrument	19002540
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	PO BOX 271 BLAKELY GA 398230271, BLAKELY, GA 39823-0271

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jun 17, 2020
Property Address	11 SURF DR, PANACEA, FL 32346-6112
Document Number	0019002558
Book / Page	001268 / 000036
Instrument Date	Apr 23, 2020
Instrument	19002558
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	PO BOX 271 BLAKELY GA 398230271, BLAKELY, GA 39823-0271

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,942.00 (+3.24%)	$213,977 (-1.03%) Land $32,812 Building $181,165	$213,977 (-1.03%) Land $32,812 Building $181,165
2024	$1,881.00 (+10.19%)	$216,213 (+20.84%) Land $32,812 Building $183,401	$216,213 (+20.84%) Land $32,812 Building $183,401
2023	$1,707.00 (+13.42%)	$178,924 (+26.9%) Land $32,812 Building $146,112	$178,924 (+26.9%) Land $32,812 Building $146,112
2022	$1,505.00	$140,996 Land $32,812 Building $108,184	$140,996 Land $32,812 Building $108,184

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20