11 Summit Dr, Eureka Springs, AR 72631 Property Records

Carroll County property record for 11 Summit Dr, Eureka Springs, AR 72631

Property Summary

Property Type	Mobile Home
Details	1,216 sqft · built 2020
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$119,500 (Apr 2026)
Tax Bill	$434 (2025)
Deeds & Mortgages	Apr 2026 Sale Feb 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`320-00284-000`

Property Details

APN / Parcel Number

Primary APN	`320-00284-000`
Alternative APNs	`71038.0` `11922`

Interior

Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Mobile/Manufactured
Construction Type	Frame
Lot Area	43,560 sqft (1 acres)
Deck Area	36 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	11 SUMMIT DR
City	HOLIDAY ISLAND
State	AR
Zip	72631-4412
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	UNIT:1-8-10
Legal Range	26
Legal Township	21
Legal Section	15
Legal Subdivision	UNIT 1 HOLIDAY ISLAND
Legal Block	8
Legal Lot Number	10
Jurisdiction	CARROLL AR
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2002
Census Tract	950202

Owner

Source: Carroll County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 SUMMIT DR, HOLIDAY ISLAND, AR 72631-4412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Contract Sale, Transfer
Feb 10, 2026	Deed of Trust, Mortgage · Commercial Mortgage CS BANK
Jul 18, 2022	Deed of Trust, Mortgage · Line of Credit CS BANK
Jun 9, 2025	Deed of Trust, Mortgage · Line of Credit CS BANK
May 3, 2022	Warranty Deed, Transfer · FHA Mortgage BOKF NA
Oct 6, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	Jul 15, 2005 · Amount on Record
Deed Document Number	20261913
Deed Book / Page	2026 / 1913
Transfer Doc	0145000018
Record Updated	Oct 29, 2026

April 2026: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	CARROLL AR
Recording Date	Apr 1, 2026
Property Address	11 SUMMIT DR, HOLIDAY ISLAND, AR 72631-4412
Document Number	2026R00001913
Book / Page	2026 / 1913
Instrument Date	Mar 25, 2026
Instrument	20261913
Transaction Type	Transfer
Record Updated	Jul 2, 2026

Transaction

Amount	Amount Recorded
Tax	$39,829.35
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL AR
Property Address	11 SUMMIT DR, HOLIDAY ISLAND, AR 72631-4412
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026R00000850
Date	Feb 10, 2026
Instrument	2026R-00000850

Lender

Name	CS BANK
Type	Bank
Address	PO BOX 309, EUREKA SPRINGS, AR 72632

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 23, 2056

Interest

Rate Type	Adjustable Rate

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL AR
Property Address	11 SUMMIT DR, HOLIDAY ISLAND, AR 72631-4412
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 784, JASPER, AR 72641-0784

Mortgage

Document Number	02022/6371
Date	Jul 18, 2022
Book Page	2022/6371

Lender

Name	CS BANK
Type	Bank
Address	EUREKA SPRINGS, AR 72632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 1, 2023

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL AR
Property Address	11 SUMMIT DR, HOLIDAY ISLAND, AR 72631-4412
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R00003150
Date	Jun 9, 2025
Instrument	2025R-00003150

Lender

Name	CS BANK
Type	Bank
Address	PO BOX 309, EUREKA SPRINGS, AR 72632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jul 30, 2045

Interest

Rate Type	Adjustable Rate

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL AR
Recording Date	May 3, 2022
Property Address	11 SUMMIT DR, HOLIDAY ISLAND, AR 72631-4412
Document Number	02022/1375
Book / Page	2022 / 1375
Map Reference	CAB A SL 194-A
Instrument Date	Apr 29, 2022
Transaction Type	Transfer
Record Updated	Dec 8, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20051 HIGHWAY 311, OAK GROVE, AR 72660-9673

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 CARTER AVE, BERRYVILLE, AR 72616-5015

Mortgage

Document Number	0020224447
Date	May 3, 2022
Instrument	2022/4447

Lender

Name	BOKF NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL AR
Recording Date	Oct 6, 2020
Property Address	11 SUMMIT DR, HOLIDAY ISLAND, AR 72631-4412
Document Number	DWEST2020/3271
Book / Page	DWEST2020 / 3271
Instrument Date	Oct 6, 2020
Transaction Type	Transfer
Record Updated	Dec 8, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3241, EUREKA SPRINGS, AR 72631-3241

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Carroll County
Municipality	Holiday Island City
Unified School District	Eureka Springs School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,190 (-) Land $1,800 Building $7,390	$45,950 (-) Land $9,000 Building $36,950
2025	$434.00 (+502.78%)	$9,190 (+512.67%) Land $1,800 Building $7,390	$45,950 (+512.67%) Land $9,000 Building $36,950
2023	$72.00	$1,500 Land $1,500	$7,500 Land $7,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Arkansas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLIDAY ISLAND WATERWORKS serves 2,446 people · EPA ID AR0000078
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summit Dr

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