Middlesex County and Wakefield Town property record for 11 Summer St, Wakefield, MA 01880
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,524 sqft · built 1920 |
| Lot Size | 0.212 acres (9,217 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,259 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Jan 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 38121 |
| Primary APN | 38121 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,524 sqft Living Area |
| Gross Area | 2,652 sqft |
| Basement Area | 876 sqft |
| Unfinished Basement | 876 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 9,217 sqft (0.212 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 38121 |
|---|---|
| Street Address | 11 SUMMER ST |
| City | WAKEFIELD |
| State | MA |
| Zip | 01880-3717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Block | 99 |
| Jurisdiction | WAKEFIELD MA |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 335301 |
11 Summer St is owned and occupied by two individuals.
Source: Middlesex County and Wakefield Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 SUMMER ST, WAKEFIELD, MA 01880-3717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2018 | Deed of Trust, Mortgage LEADER BANK NA |
| Jan 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 11 SUMMER ST, WAKEFIELD, MA 01880-3717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70501-488 |
|---|---|
| Date | Jan 12, 2018 |
| Book Page | 70501/488 |
| Instrument | 5525 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 11 SUMMER ST, WAKEFIELD, MA 01880-3717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76658-228 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 76658/228 |
| Instrument | 5644 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 11 Summer St was $8,259, up 1.4% from the year before.
Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Wakefield Town |
| Unified School District | Wakefield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,259.00 (+1.45%) | $727,700 (+0.57%) Land $378,600 Building $349,100 | $676,875 (-2.4%) |
| 2024 | $8,141.00 (+4.98%) | $723,600 (+9.45%) Land $376,400 Building $347,200 | $693,500 |
| 2023 | $7,755.00 | $661,100 Land $343,200 Building $317,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Summer St in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 32 (1979–2010) |
| Claims Outside the SFHA | 4 of 32 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 11 Summer St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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