11 Studebaker Ct, Charleston, SC 29414 Property Records

Charleston County property record for 11 Studebaker Ct, Charleston, SC 29414

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,798 sqft · built 1993
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Tax Bill	$1,360 (2025)
Deeds & Mortgages	Sep 2026 Reverse Mortgage Sep 2026 Reverse Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`358-03-00-213`

Property Details

APN / Parcel Number

Primary APN	`358-03-00-213`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,798 sqft Living Area
1st Floor Area	1,027 sqft
Upper Floors Area	771 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	90 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	116 sqft
Patio Area	165 sqft
Shed	1 Shed
Shed Area	40 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	11 STUDEBAKER CT
City	CHARLESTON
State	SC
Zip	29414-6952
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -SHADOWMOSS PLANTATION DESCRIPTION -LOT 11 PHASE THB-3-2
Legal Subdivision	SHADOWMOSS PLANTATION
Legal Phase	2-3
Legal Lot Number	11
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	2
Census Block	2009
Census Tract	5701

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 STUDEBAKER CT, CHARLESTON, SC 29414-6952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Reverse Mortgage MORTGAGE MORTGAGE
Sep 18, 2026	Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAROLINA ONE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Recording Date	Sep 18, 2026
Property Address	11 STUDEBAKER CT, CHARLESTON, SC 29414-6952
Document Number	0000058695
Book / Page	1416 / 791
Instrument Date	Sep 8, 2026
Instrument	202658695
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 STUDEBAKER CT, CHARLESTON, SC 29414-6952

Mortgage

Document Number	0000058695,
Date	Sep 18, 2026
Book Page	1416/791
Instrument	202658695

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	999 Months
Due	Apr 5, 2110

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Recording Date	Sep 18, 2026
Property Address	11 STUDEBAKER CT, CHARLESTON, SC 29414-6952
Document Number	0000058696
Book / Page	1416 / 792
Instrument Date	Sep 8, 2026
Instrument	202658696
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 STUDEBAKER CT, CHARLESTON, SC 29414-6952

Mortgage

Document Number	0000058696,
Date	Sep 18, 2026
Book Page	1416/792
Instrument	202658696

Lender

Name	FEDERAL HOUSING COMMISSIONER

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	999 Months
Due	Apr 5, 2110

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	11 STUDEBAKER CT, CHARLESTON, SC 29414-6952
Transaction Type	Mortgage
Record Updated	Jun 17, 2021
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09860002
Date	Apr 30, 2021
Book Page	986/2

Lender

Name	CAROLINA ONE MORTGAGE
Type	Mortgage Company
Address	NORTH CHARLESTON, SC 29405

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,360.00 (+17.34%)	$235,273 (+2,776.2%) Land $46,930 Building $188,343	$376,400 (+65.74%) Land $79,600 Building $296,800
2024	$1,159.00 (+9.65%)	$8,180 (-)
2022	$1,057.00	$8,180	$227,100 (-) Land $45,300 Building $181,800
2020			$227,100 Land $45,300 Building $181,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 101 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	131 units insured incl. 30 condo units
Nearby Flood Claims	18 (2015–2026)
Most Recent Claim	May 2026 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims Severe Storms And Flooding, Oct 2015 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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