Middlesex County and Reading Town property record for 11 Stewart Rd, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,020 sqft · built 1956 |
| Lot Size | 0.563 acres (24,507 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $625,000 (Jun 2018) |
| Tax Bill | $9,604 (2026) |
| Deeds & Mortgages | Apr 2023 Line of Credit Jun 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:015.0-0000-0250.0 |
| Primary APN | READ M:015.0-0000-0250.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,020 sqft Living Area |
| Gross Area | 4,120 sqft |
| 1st Floor Area | 1,410 sqft |
| Basement Area | 2,060 sqft |
| Unfinished Basement | 2,060 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,507 sqft (0.563 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 590000000450 |
|---|---|
| Street Address | 11 STEWART RD |
| City | READING |
| State | MA |
| Zip | 01867-2235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S20 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 334100 |
11 Stewart Rd is owned and occupied by two individuals who bought it in June 2018.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 STEWART RD, READING, MA 01867-2235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2023 | Deed of Trust, Mortgage · Line of Credit HANSCOM FCU |
| Jun 26, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jun 18, 2018 | Quit Claim Deed, Transfer · Conventional with PMI WELLS FARGO BK |
| Nov 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Aug 22, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2018 · Amount on File |
| Deed Sale | Jun 18, 2018 · Amount on File |
| Prior Sale | Aug 22, 2017 |
| Transfer Doc | 0001790123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 11 STEWART RD, READING, MA 01867-2235 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001935144 |
|---|---|
| Date | Apr 10, 2023 |
| Instrument | 1935144 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 11 STEWART RD, READING, MA 01867-2235 |
| Document Number | 0001846497 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11 STEWART RD READING MA 018672235, READING, MA 01867-2235 |
| Document Number | 0001846497 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 1846497 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 9, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jun 18, 2018 |
| Property Address | 11 STEWART RD, READING, MA 01867-2235 |
| Document Number | 0000090123 |
| Instrument Date | Jun 6, 2018 |
| Instrument | 90123 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,850.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11 STEWART RD READING MA 018672235, READING, MA 01867-2235 |
| Document Number | 90124 |
|---|---|
| Date | Jun 18, 2018 |
| Instrument | 90124 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 17, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 11 STEWART RD, READING, MA 01867-2235 |
| Document Number | 0000074727 |
| Instrument Date | Nov 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000074727 |
|---|---|
| Date | Nov 7, 2017 |
| Instrument | 74727 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 6, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Aug 22, 2017 |
| Property Address | 11 STEWART RD, READING, MA 01867-2235 |
| Document Number | 0000068481 |
| Instrument Date | Aug 7, 2017 |
| Instrument | 68481 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 36 PINE BROOK RD BEFORD NY 10752, BEFORD, NY 10752 |
The 2026 property tax bill for 11 Stewart Rd was $9,604, up 1.5% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,604.00 (+1.51%) | $876,300 (+5.5%) Land $566,200 Building $310,100 | $920,261 (+9.37%) |
| 2025 | $9,461.00 (+1.19%) | $830,600 (+4.11%) Land $536,700 Building $293,900 | $841,415 (-1.17%) |
| 2024 | $9,350.00 (+3.24%) | $797,800 (+10.9%) Land $515,500 Building $282,300 | $851,390 |
| 2023 | $9,057.00 | $719,400 Land $464,800 Building $254,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Stewart Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 11 Stewart Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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