11 Sterling Dr, Dover, MA 02030 Property Records

Norfolk County and Dover Town property record for 11 Sterling Dr, Dover, MA 02030

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 7,080 sqft · built 2020
Lot Size	1.03 acres (45,207 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,200,000 (Nov 2020)
Tax Bill	$32,586 (2026)
Deeds & Mortgages	Jun 2023 Refinance May 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`DOVE M:0009 B:00123 L:0000`

Property Details

APN / Parcel Number

Primary APN	`DOVE M:0009 B:00123 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	7,080 sqft Living Area
Gross Area	11,117 sqft
Basement Area	2,507 sqft
Unfinished Basement	1,003 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,207 sqft (1.03 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11 STERLING DR
City	DOVER
State	MA
Zip	02030-2356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	123
Jurisdiction	DOVER MA
Township / Civil Division	DOVER
Census Block Group	4
Census Block	4012
Census Tract	405100

Owner

Source: Norfolk County and Dover Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 STERLING DR, DOVER, MA 02030-2356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance NEEDHAM BANK
May 24, 2022	Deed of Trust, Mortgage · ARM THE BANK OF NEW YORK MELLON
May 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NEEDHAM BANK
Nov 20, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 3, 2020	Correction Deed NOT AVAILABLE
Dec 12, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEEDHAM BANK
Aug 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage WARNER S FLETCHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Prior Sale	Jan 3, 2020 · Amount on Record
Deed Document Number	2020129998
Deed Book / Page	38636 / 134
Prior Transfer Date	Nov 19, 2020
Prior Transfer Doc	38636-134
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER MA
Property Address	11 STERLING DR, DOVER, MA 02030-2356
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041267-544
Date	Jun 26, 2023
Book Page	41267/544
Instrument	39195

Lender

Name	NEEDHAM BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2043

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER MA
Property Address	11 STERLING DR, DOVER, MA 02030-2356
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040558-491
Date	May 24, 2022
Book Page	40558/491
Instrument	45278

Lender

Name	THE BANK OF NEW YORK MELLON
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.63%
Type Change Date	Jun 1, 2032
Index	Other

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER MA
Property Address	11 STERLING DR, DOVER, MA 02030-2356
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37835-525
Date	May 4, 2020
Book Page	37835/525
Instrument	40004

Lender

Name	NEEDHAM BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOVER MA
Recording Date	Nov 20, 2020
Property Address	11 STERLING DR, DOVER, MA 02030-2356
Document Number	38636-134
Book / Page	038636 / 000134
Instrument Date	Nov 19, 2020
Instrument	129998
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$2,200.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 STERLING DR DOVER MA 020302356, DOVER, MA 02030-2356

January 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	DOVER MA
Recording Date	Jan 3, 2020
Property Address	11 STERLING DR, DOVER, MA 02030-2356
Document Number	37498-578
Book / Page	037498 / 000578
Instrument Date	Dec 30, 2019
Instrument	540
Record Updated	Jan 21, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$685.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	70 BRADFORD RD WESTON MA 024932141, WESTON, MA 02493-2141

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOVER MA
Recording Date	Dec 12, 2019
Property Address	11 STERLING DR, DOVER, MA 02030-2356
Document Number	37432-148
Book / Page	37432 / 148
Instrument Date	Dec 3, 2019
Instrument	116968
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 BRADFORD RD, WESTON, MA 02493-2141

Mortgage

Document Number	116969
Date	Dec 12, 2019
Instrument	116969

Lender

Name	NEEDHAM BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER MA
Property Address	11 STERLING DR, DOVER, MA 02030-2356
Document Number	36204-482
Instrument Date	Aug 7, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 MAIN ST DOVER MA 02030, DOVER, MA 02030

Mortgage

Document Number	36204-482
Date	Aug 8, 2018
Book Page	036204/000482
Instrument	69257

Lender

Name	WARNER S FLETCHER

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Norfolk County and Dover Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Dover Town
Elementary School District	Dover School District (PK - 05)
Secondary School District	Dover-Sherborn School District (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$32,586.00 (+4.59%)	$2,912,100 (+5.34%) Land $677,300 Building $2,234,800	$3,078,607 (+10.06%)
2025	$31,157.00 (+8.17%)	$2,764,600 (+5.19%) Land $666,400 Building $2,098,200	$2,797,180 (+2.81%)
2024	$28,804.00 (+3.87%)	$2,628,100 (+15.53%) Land $666,400 Building $1,961,700	$2,720,705
2023	$27,730.00	$2,274,800 Land $590,000 Building $1,684,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1979–1984)
Most Recent Claim	Mar 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN RIDGE RESIDENTS TRUST private · serves 131 people · EPA ID MA3078002
Water Source	Purchased groundwater from NATICK WATER AND SEWER DIVISION
Last State Inspection	Oct 2024
Lead	3 ppb (2011–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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