11 Stelle St, Sumter, SC 29150 Property Records

Sumter County property record for 11 Stelle St, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,242 sqft · built 1964
Lot Size	0.489 acres (21,344 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Oct 2019)
Tax Bill	$62 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`205-05-02-010`

Property Details

APN / Parcel Number

Primary APN	`205-05-02-010`
Alternative APN	`26825`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,242 sqft Living Area
1st Floor Area	3,242 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	21,344 sqft (0.489 acres)
Lot Dimensions	175 ft deep x 135 ft wide
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Patio Area	230 sqft
Fence	Fence
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	17 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	26825
Old Parcel Number	205 05 02 010
Street Address	11 STELLE ST
City	SUMTER
State	SC
Zip	29150-3855
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 92A Z20-5 0.49 AC PB98-167
Legal Subdivision	WEST HAVEN SUB
Legal Lot Number	92A Z20
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2055
Census Tract	902

Owner

11 Stelle St is owned and occupied by an individual who bought it in October 2019.

Source: Sumter County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	11 STELLE ST, SUMTER, SC 29150-3855
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 21, 2019	Deed, Transfer · Negative Amortization GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2019 · Amount on File
Deed Sale	Oct 21, 2019 · Amount on File
Deed Document Number	0001261694
Deed Book / Page	1261 / 694
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	11 STELLE ST, SUMTER, SC 29150-3855
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012912019
Date	Sep 15, 2021
Book Page	1291/2019

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Feb 1, 2050

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Oct 21, 2019
Property Address	11 STELLE ST, SUMTER, SC 29150-3855
Document Number	0012610694
Book / Page	1261 / 0694
Instrument Date	Oct 17, 2019
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 STELLE ST, SUMTER, SC 29150-3855

Mortgage

Document Number	0001261698
Date	Oct 21, 2019
Instrument	1261/698

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Negative Amortization
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 11 Stelle St was $62 with a homeowner's exemption.

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$62.00 Homeowner's exemption	$7,531 Land $762 Building $6,769	$188,287 Land $19,050 Building $169,237
2023		$7,530 (-) Land $760 Building $6,770	$188,287 (-) Land $19,050 Building $169,237
2022	$56.00	$7,530 Land $760 Building $6,770	$188,287 Land $19,050 Building $169,237

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11 Stelle St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	17 (1989–2023)
Claims Outside the SFHA	2 of 17
Most Recent Claim	Mar 2023 · other causes
Claims by Event	Severe Storms And Flooding, Oct 2015 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Stelle St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: FTC.

Nearby Properties on Stelle St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures