11 Stanwich Rd, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 11 Stanwich Rd, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Jan 2022)
Tax Bill	$13,666 (2024)
Deeds & Mortgages	Mar 2025 Line of Credit Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`473489 68.-2-57`

Property Details

APN / Parcel Number

Primary APN	`473489 68.-2-57`
Alternative APNs	`0800-068.00-02.00-057.000` `348906800000020570000000` `47340017029` `S70256`

Exterior

Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Account Number	S70256
Street Address	11 STANWICH RD
City	SMITHTOWN
State	NY
Zip	11787-2356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13-512376 TC-69 *4058 LOT 204 MAP OF MOREWOOD ESTS SEC
Legal Subdivision	MOREWOOD ESTATES
Legal Block	2
Legal Lot Number	57
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	3
Census Block	3003
Census Tract	135103

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 STANWICH RD, SMITHTOWN, NY 11787-2356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2025	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Jan 5, 2022	Deed, Transfer · Stand-Alone First Mortgage NEWREZ LLC
Sep 17, 2020	Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jan 29, 2018	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2022 · Amount on Record
Deed Sale	Jan 5, 2022 · Amount on Record
Prior Sale	Sep 17, 2020 · Amount on Record
Deed Book / Page	13136 / 924
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	11 STANWICH RD, SMITHTOWN, NY 11787-2356
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0236490652
Date	Mar 20, 2025
Book Page	23649/652

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

Interest

Rate Type	Adjustable Rate

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jan 5, 2022
Property Address	11 STANWICH RD, SMITHTOWN, NY 11787-2356
Document Number	0131360924
Book / Page	13136 / 924
Instrument Date	Nov 9, 2021
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	137 68TH DR, KEW GARDEN HL, NY 11367

Mortgage

Document Number	0023368695
Date	Jan 5, 2022
Instrument	23368/695

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2051

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Sep 17, 2020
Property Address	11 STANWICH RD, SMITHTOWN, NY 11787-2356
Document Number	0130710418
Book / Page	13071 / 418
Instrument Date	Jul 27, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 BROADMOOR LN, WESTBURY, NY 11590-4208

Mortgage

Document Number	DL026242
Date	Sep 17, 2020
Instrument	DL026242

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUFFOLK NY
Property Address	11 STANWICH RD, SMITHTOWN, NY 11787-2356
Document Number	0229260849
Instrument Date	Jan 29, 2018
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 STANWICH RD SMITHTOWN NY 117872356, SMITHTOWN, NY 11787-2356

Mortgage

Document Number	0229260849
Date	May 16, 2018
Book Page	022926/000849

Lender

Name	WELLS FARGO BK
Type	Bank
Address	3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	May 15, 2058

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,260 (-) Land $300 Building $4,960	$657,500 (+10,774.96%) Land $37,500 Building $620,000
2024	$13,666.00
2023		$5,260 Land $300 Building $4,960	$6,046 Land $345 Building $5,701

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1978–2024)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2024 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656
Water Source	Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State Inspection	Dec 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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