11 Spruce St, Nashua, NH 03060 Property Records

Hillsborough County and Nashua City property record for 11 Spruce St, Nashua, NH 03060

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,516 sqft · built 1930
Lot Size0.186 acres (8,111 sqft)
OwnerIndividual Name on Record
Last Sale$279,933 (Aug 2017)
Tax Bill$8,915 (2025)
Deeds & MortgagesApr 2021 Refinance
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNNASH M:36 L:00004

Property Details

APN / Parcel Number

Primary APNNASH M:36 L:00004
Alternative APN
  • 21292

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Units2 Units
Stories2 Stories
Building Area2,516 sqft Living Area
Gross Area4,115 sqft
Basement Area1,318 sqft
Unfinished Basement1,318 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1959
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,111 sqft (0.186 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number21292
Street Address11 SPRUCE ST
CityNASHUA
StateNH
Zip03060-3557
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRC
Legal Lot Number4
JurisdictionNASHUA CITY NH
Township / Civil DivisionNASHUA
Census Block Group1
Census Block1019
Census Tract10600

Owner

Source: Hillsborough County and Nashua City records, as of April 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11 SPRUCE ST, NASHUA, NH 03060-3557
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MERRIMACK VALLEY FCU
Aug 29, 2017Warranty Deed, Transfer · Conventional with PMI
RESIDENTIAL MTG SVC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2017 · Amount on Record
Deed SaleAug 29, 2017 · Amount on Record
Prior SaleJul 26, 1984 · Amount on Record
Deed Document Number20177040585
Deed Book / Page9001 / 2340
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASHUA CITY NH
Property Address11 SPRUCE ST, NASHUA, NH 03060-3557
Transaction TypeMortgage
Record UpdatedApr 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9451-20
DateApr 6, 2021
Book Page9451/20
Instrument210023577
Lender
NameMERRIMACK VALLEY FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASHUA CITY NH
Recording DateAug 29, 2017
Property Address11 SPRUCE ST, NASHUA, NH 03060-3557
Document Number0090012340
Book / Page009001 / 002340
Instrument DateAug 28, 2017
Instrument7040585
Transaction TypeTransfer
Record UpdatedSep 11, 2017
Title CompanySUMMIT TITLE SERVICES LLC, SUMMIT TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,199.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address11 CLARK ISLAND RD AMHERST NH 030311766, AMHERST, NH 03031-1766

Mortgage

Document Number90012343
DateAug 29, 2017
Book Page009001/002343
Instrument7040586
Lender
NameRESIDENTIAL MTG SVC
TypeMortgage Company
AddressSOUTH PORTLAND, ME 04106
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 28, 2047

Tax Assessment & Valuation

Source: Hillsborough County and Nashua City assessment roll, as of April 9, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyHillsborough County
MunicipalityNashua City
Unified School DistrictNashua School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,915.00 (+5.85%)$529,700 (-) Land $155,900 Building $373,800
2024$8,422.00 (+7.34%)$529,700 (+23.07%) Land $155,900 Building $373,800
2023$7,846.00 (+0.89%)$430,400 (-) Land $124,600 Building $305,800
2022$7,777.00$430,400 Land $124,600 Building $305,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2007–2010)
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPENNICHUCK WATER WORKS
private · serves 88,853 people · EPA ID NH1621010
Water SourceSurface water
Last State InspectionDec 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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