11 Spruce Ct, Pacifica, CA 94044 Property Records

San Mateo County property record for 11 Spruce Ct, Pacifica, CA 94044 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1965
Square Footage1,760 sqft Living Area
Lot Size10,114 sqft (0.232 acres)
Garage540 sqft
OccupancyOwner Occupied
Tax Bill$2,467.00 (2025)

Property Details

APN / Parcel Number

Primary APN023-541-370

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area1,760 sqft Living Area
1st Floor1,110 sqft 1st Floor
Family RoomFamily Room
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRanch Style
Exterior MaterialStucco Exterior
Roof MaterialComposition Shingle Roof
Lot Area10,114 sqft (0.232 acres)
Parking Spaces2 Parking Spaces
Garage Area540 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address11 SPRUCE CT
CityPACIFICA
StateCA
Zip94044-3650
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 37 BLK 2 LINDA MAR NO 32 RSM 60/7 8
Legal SubdivisionLINDA MAR NO 32
Legal Block2
Legal Lot Number37
JurisdictionSAN MATEO CA
Minor Civil DivisionSOUTH SAN FRANCISCO
Census Blockgroup2
Census Block2000
Census Tract603300

Owner

Source: San Mateo County records · APN 023-541-370

Assessment roll updated July 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address11 SPRUCE CT, PACIFICA, CA 94044-3650
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Grant Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 03, 2022Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Oct 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Oct 16, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJun 23, 2026
Transfer Doc0000037129
Record RefreshedSep 20, 2026

June 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateJun 30, 2026
Property Address11 SPRUCE CT, PACIFICA, CA 94044-3650
Document Number0000037129
Instrument DateJun 23, 2026
Instrument202637129
Transaction TypeTransfer
Record UpdatedJul 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address11 SPRUCE CT, PACIFICA, CA 94044-3650

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address11 SPRUCE CT, PACIFICA, CA 94044-3650
Transaction TypeMortgage
Record UpdatedAug 29, 2022
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 SPRUCE CT, PACIFICA, CA 94044-3650

Mortgage

Document Number0000058494
DateAug 03, 2022
Instrument2022-058494
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address11 SPRUCE CT, PACIFICA, CA 94044-3650
Transaction TypeMortgage
Record UpdatedNov 10, 2021
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 SPRUCE CT, PACIFICA, CA 94044-3650

Mortgage

Document Number0000146350
DateOct 18, 2021
Instrument2021-146350
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address11 SPRUCE CT, PACIFICA, CA 94044-3650
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 SPRUCE CT, PACIFICA, CA 94044-3650

Mortgage

Document Number0000112167
DateOct 16, 2020
Instrument2020-112167
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term315 Months
DueJan 01, 2047

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityPacifica City
Secondary School DistrictJefferson Union High School District (09 - 12)
Elementary School DistrictPacifica School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$253,554 (+2%) Land $103,527 Building $150,027
2025$2,467.00 (+13.79%) Veteran's exemption$248,584 (+4.04%) Land $101,498 Building $147,086
2023$2,168.00 (+0.23%) Veteran's exemption$238,932 Land $97,557 Building $141,375$1,182,960
2022$2,163.00

Flood & Wildfire

11 Spruce Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · San Mateo County (06081C), updated September 10, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
34th percentile of exposed land nationally · 20th in California
Wildfire LikelihoodLow — about 1 in 4,348 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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