East Lyme Town property record for 11 Spring St, #13, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 3,920 sqft (0.09 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $5,670.00 (2024) |
| Primary APN | ELYM M:017.6 B:00126 L:00000 |
|---|---|
| Alternative APN |
|
| Lot Area | 3,920 sqft (0.09 acres) |
|---|---|
| Total Buildings | 2 Total Buildings |
| Deck Area | Deck Area |
| Account Number | 1496 |
|---|---|
| Street Address | 11 SPRING ST, 13 |
| City | NIANTIC |
| State | CT |
| Zip | 06357-2601 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 126 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 1 |
| Census Block | 1027 |
| Census Tract | 870704 |
Source: East Lyme Town records · APN ELYM M:017.6 B:00126 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 SPRING ST, 13, NIANTIC, CT 06357-2601 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage |
| Aug 17, 2022 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment CHARTER OAK FCU |
| Sep 04, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance CHARTER OAK FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Jun 24, 2026 |
| Property Address | 11 SPRING ST, 13, NIANTIC, CT 06357-2601 |
| Document Number | 0000001615 |
| Book / Page | 1135 / 277 |
| Instrument Date | Jun 05, 2026 |
| Instrument | 20261615 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 11 SPRING ST, 13, NIANTIC, CT 06357-2601 |
| Document Number | 0000001615, |
|---|---|
| Date | Jun 24, 2026 |
| Book Page | 1135/277 |
| Instrument | 20261615 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jul 01, 2041 |
| Rate | 5.72% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 11 SPRING ST # 13, 13, NIANTIC, CT 06357-2601 |
| Transaction Type | Mortgage |
| Record Updated | Sep 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001085-767 |
|---|---|
| Date | Aug 17, 2022 |
| Book Page | 1085/767 |
| Instrument | 2414 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 11 SPRING ST # 13, 13, NIANTIC, CT 06357-2601 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1037-508 |
|---|---|
| Date | Sep 04, 2020 |
| Book Page | 1037/508 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2035 |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $202,440 (-) Land $66,360 Building $136,080 | $141,708 Land $46,452 Building $95,256 | |
| 2024 | $5,670.00 (+12.57%) | ||
| 2023 | $5,037.00 (+4.37%) | $202,440 (-) Land $66,360 Building $136,080 | |
| 2022 | $4,826.00 | $202,440 Land $66,360 Building $136,080 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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