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11 Spring Cove Ct, Arden, NC 28704 Property Records

Buncombe County property record for 11 Spring Cove Ct, Arden, NC 28704

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,848 sqft · built 1991
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on File
Last Sale$255,000 (Jul 2000)
Tax Bill$2,477 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN649827-2020-202

Property Details

APN / Parcel Number

Primary APN649827-2020-202
Alternative APNs
  • 9654-86-4765-00000
  • 965412863668000
  • 008076875

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,848 sqft Living Area
Gross Area3,784 sqft
1st Floor Area208 sqft
Basement Area1,280 sqft
Finished Basement344 sqft
Unfinished Basement936 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleConventional
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,504 sqft (0.31 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area216 sqft
Deck Area212 sqft
Patio Area212 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number649827-2020-202
Street Address11 SPRING COVE CT
CityARDEN
StateNC
Zip28704-2908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionSUBDIV: SPRING COVE BLOCK: LOT: LOT 6 SECTION: PLAT: 0056-0164
Legal SubdivisionSPRING COVE
Legal Block2
Legal Lot Number6
JurisdictionBUNCOMBE NC
Township / Civil DivisionLIMESTONE
Census Block Group2
Census Block2001
Census Tract2205

Owner

11 Spring Cove Ct is owned and occupied by two individuals who bought it in July 2000.

Source: Buncombe County records, as of September 14, 2026

Owner of Record2 Individual Names on File
Mailing Address11 SPRING COVE CT, ARDEN, NC 28704-2908
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 2000 · Amount on File
Deed SaleJul 11, 2000 · Amount on File
Prior SaleApr 30, 1998 · Amount on File
Deed Book / Page2305 / 867
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Recording DateSep 3, 2026
Property Address11 SPRING COVE CT, ARDEN, NC 28704-2908
Document Number6626001517
Book / Page6626 / 1517
Instrument DateAug 28, 2026
Transaction TypeMortgage
Record UpdatedSep 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 SPRING COVE CT, ARDEN, NC 28704-2908

Mortgage

Document Number6626001517,
DateSep 3, 2026
Book Page6626/1517
Lender
NameHOMETRUST BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueSep 25, 2051
Interest
Rate TypeAdjustable Rate
Rate6.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 11 Spring Cove Ct was $2,477.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,477.00$384,400 Land $46,200 Building $338,200$384,400 Land $46,200 Building $338,200
2023$2,291.00$384,400$384,400 Land $46,200 Building $338,200
2021$384,400 Land $46,200 Building $338,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Spring Cove Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims6 (2013–2024)
Claims Outside the SFHA4 of 6
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Spring Cove Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ASHEVILLE
serves 157,431 people · EPA ID NC0111010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
AT&T
DSL		100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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