11 Spindle Hill Rd, Wolcott, CT 06716 Property Records

Wolcott Town property record for 11 Spindle Hill Rd, Wolcott, CT 06716

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,703 sqft · built 2005
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Jun 2019)
Tax Bill	$7,464 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`B0031501`

Property Details

APN / Parcel Number

Primary APN	`B0031501`
Alternative APN	`WOLC M:102 B:5 L:198`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,703 sqft Living Area
Gross Area	3,296 sqft
1st Floor Area	740 sqft
Basement Area	740 sqft
Unfinished Basement	740 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Well

Location & Zoning

Account Number	B0031501
Street Address	11 SPINDLE HILL RD
City	WOLCOTT
State	CT
Zip	06716-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Block	5
Legal Lot Number	198
Jurisdiction	WOLCOTT CT
Township / Civil Division	WOLCOTT
Census Block Group	1
Census Block	1002
Census Tract	361200

Owner

11 Spindle Hill Rd is owned and occupied by two individuals who bought it in June 2019.

Source: Wolcott Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11 SPINDLE HILL RD, WOLCOTT, CT 06716-1721
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Balloon Mortgage BAY EQUITY LLC
Apr 6, 2021	Deed of Trust, Mortgage · Balloon Mortgage BAY EQUITY LLC
Jun 4, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage VILLAGE MORTGAGE COMPANY
Nov 13, 2018	Quit Claim Deed, Transfer
Oct 29, 2018	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2019 · Amount on File
Deed Sale	Jun 4, 2019 · Amount on File
Prior Sale	Oct 29, 2018
Deed Book / Page	510 / 750
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOLCOTT CT
Property Address	11 SPINDLE HILL RD, WOLCOTT, CT 06716-1721
Transaction Type	Mortgage
Record Updated	Dec 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000532-514
Date	Apr 6, 2021
Book Page	532/514

Lender

Name	BAY EQUITY LLC

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOLCOTT CT
Property Address	11 SPINDLE HILL RD, WOLCOTT, CT 06716-1721
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000532-514
Date	Apr 6, 2021
Book Page	532/514

Lender

Name	BAY EQUITY LLC

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOLCOTT CT
Recording Date	Jun 4, 2019
Property Address	11 SPINDLE HILL RD, WOLCOTT, CT 06716-1721
Document Number	000510-750
Book / Page	510 / 750
Instrument Date	May 28, 2019
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000510753
Date	Jun 4, 2019
Instrument	510/753

Lender

Name	VILLAGE MORTGAGE COMPANY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WOLCOTT CT
Recording Date	Nov 13, 2018
Property Address	11 SPINDLE HILL RD, WOLCOTT, CT 06716-1721
Document Number	505-1090
Book / Page	000505 / 001090
Instrument Date	Oct 29, 2018
Transaction Type	Transfer
Record Updated	Dec 12, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 SPINDLE HILL RD WOLCOTT CT 067161721, WOLCOTT, CT 06716-1721

October 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	WOLCOTT CT
Recording Date	Oct 29, 2018
Property Address	11 SPINDLE HILL RD, WOLCOTT, CT 06716-1721
Document Number	505-705
Book / Page	000505 / 000705
Instrument Date	Oct 19, 2018
Transaction Type	Foreclosure
Record Updated	Nov 22, 2018

Transaction

Tax	$0.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11 SPINDLE HILL RD WOLCOTT CT 067161721, WOLCOTT, CT 06716-1721
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 11 Spindle Hill Rd was $7,464, up 8.4% from the year before.

Source: Wolcott Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wolcott Town
Unified School District	Wolcott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,464.00 (+8.38%)	$258,270 (+34.74%) Land $41,200 Building $217,070	$406,440 (+202.92%)
2025	$6,887.00	$191,680 Land $35,840 Building $155,840	$134,176 Land $25,088 Building $109,088
2024	$6,887.00 (+12.74%)
2023	$6,109.00 (+3.47%)	$191,680 (-) Land $35,840 Building $155,840
2022	$5,904.00	$191,680 Land $35,840 Building $155,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Spindle Hill Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Spindle Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARROWHEAD BY THE LAKE ASSOCIATION, INC. private · serves 288 people · EPA ID CT1669011
Water Source	Groundwater
Last State Inspection	Nov 2023
Also Mapped Here	WATERBURY WATER DEPARTMENT
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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