Franklin County property record for 11 Somerfield Dr, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,538 sqft · built 2007 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $206,507 (Oct 2007) |
| Tax Bill | $2,079 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-9-31.1-0-015-010.260 |
| Primary APN | 18-9-31.1-0-015-010.260 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,538 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 4,356 sqft (0.1 acres) |
| Street Address | 11 SOMERFIELD DR |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-4929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:29 BROOKMOORE PLAT 2 |
| Legal Range | 01E |
| Legal Township | 43 |
| Legal Section | 31 |
| Legal Subdivision | BROOKMOORE (LOC 18) |
| Legal Lot Number | 29 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 800606 |
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 11 SOMERFIELD DR, UNION, MO 63084-4929 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jan 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK |
| Last Sale | Oct 15, 2007 · Amount on Record |
|---|---|
| Deed Sale | Oct 15, 2007 · Amount on Record |
| Deed Document Number | 0723378 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 11 SOMERFIELD DR, UNION, MO 63084-4929 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002601107 |
|---|---|
| Date | Jan 28, 2026 |
| Instrument | 2601107 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 11 SOMERFIELD DR, UNION, MO 63084-4929 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002102087 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 2102087 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 6.99% |
| Index | 1-Year LIBOR |
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Union City |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,079.00 (-0.05%) | $37,295 (+7.81%) | $196,290 (+7.81%) Land $22,000 Building $174,290 |
| 2023 | $2,080.00 (-7.88%) | $34,593 | $182,070 Land $22,000 Building $160,070 |
| 2022 | $2,258.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2023–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
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