11 Simonds Rd, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 11 Simonds Rd, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,506 sqft · built 1982
Lot Size	0.798 acres (34,752 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,150,000 (Jun 2020)
Tax Bill	$16,300 (2026)
Deeds & Mortgages	Jan 2022 Refinance Sep 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WINC M:026 B:0296 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:026 B:0296 L:0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,506 sqft Living Area
Gross Area	2,876 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,752 sqft (0.798 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	11 SIMONDS RD
City	WINCHESTER
State	MA
Zip	01890-2244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDB
Legal Subdivision	AMBERWOOD ESTATES SEC 04
Legal Block	296
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	1
Census Block	1000
Census Tract	338400

Owner

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 SIMONDS RD, WINCHESTER, MA 01890-2244
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Sep 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Jun 4, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2020 · Amount on Record
Deed Sale	Jun 4, 2020 · Amount on Record
Prior Sale	Nov 19, 1999 · Amount on Record
Deed Document Number	202085988
Deed Book / Page	74819 / 195
Prior Transfer Date	Jun 3, 2020
Prior Transfer Doc	74819-195
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	11 SIMONDS RD, WINCHESTER, MA 01890-2244
Transaction Type	Mortgage
Record Updated	Feb 11, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079593-550
Date	Jan 26, 2022
Book Page	79593/550
Instrument	14182

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	11 SIMONDS RD, WINCHESTER, MA 01890-2244
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78779-376
Date	Sep 27, 2021
Book Page	78779/376
Instrument	212890

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Jun 4, 2020
Property Address	11 SIMONDS RD, WINCHESTER, MA 01890-2244
Document Number	74819-195
Book / Page	74819 / 195
Instrument Date	Jun 3, 2020
Instrument	85988
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 SIMONDS RD, WINCHESTER, MA 01890-2244

Mortgage

Document Number	85989
Date	Jun 4, 2020
Instrument	85989

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.63%
Type Change Date	Jul 1, 2030
Max Rate At Change	2.25%
Index	LIBOR

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,300.00 (+10,553.59%)	$1,471,100 (+6.09%) Land $997,300 Building $473,800	$1,496,200 (+4.93%)
2025	$153.00 (-98.97%)	$1,386,600 (+5.9%) Land $959,300 Building $427,300	$1,425,855
2024	$14,836.00 (+11.3%)	$1,309,400 (+15.91%) Land $883,300 Building $426,100
2023	$13,330.00	$1,129,700 Land $731,300 Building $398,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1996–2010)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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