Kennebec County and Waterville City property record for 11 Silver St, Waterville, ME 04901
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,000 (Jun 2022) |
| Tax Bill | $1,937 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | CLNT M:017 B:073 L:A |
| Primary APN | CLNT M:017 B:073 L:A |
|---|---|
| Alternative APN |
|
| Lot Area | 10,454 sqft (0.24 acres) |
|---|
| Account Number | 349 |
|---|---|
| Street Address | 11 SILVER ST |
| City | WATERVILLE |
| State | ME |
| Zip | 04901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 73 |
| Legal Lot Number | A |
| Jurisdiction | CLINTON ME |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 24102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kennebec County and Waterville City records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11 SILVER ST, WATERVILLE, ME 04901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Jun 15, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage CUSO HOME LENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2022 · Amount on Record |
| Deed Sale | Jun 15, 2022 · Amount on Record |
| Prior Sale | Oct 29, 2007 |
| Deed Document Number | 202213924 |
| Deed Book / Page | 14482 / 226 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON ME |
| Property Address | 11 SILVER ST, WATERVILLE, ME 04901-6605 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Name | Verified Name |
|---|
| Document Number | 2021021108 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 14106/267 |
| Instrument | 2021021108 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 157 Months |
| Due | Aug 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON ME |
| Recording Date | Jun 15, 2022 |
| Property Address | 11 SILVER ST, WATERVILLE, ME 04901-6605 |
| Document Number | 2022013924 |
| Book / Page | 14482 / 226 |
| Instrument Date | Jun 14, 2022 |
| Instrument | 2022013924 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 WATER ST, WATERVILLE, ME 04901-6559 |
| Document Number | 2022013925 |
|---|---|
| Date | Jun 15, 2022 |
| Instrument | 2022013925 |
| Name | CUSO HOME LENDING |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kennebec County and Waterville City assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| Municipality | Waterville City |
| Unified School District | Waterville (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,937.00 (+2.76%) | $139,380 (+34.97%) Land $24,860 Building $114,520 |
| 2024 | $1,885.00 (+8.65%) | $103,270 (-) Land $18,420 Building $84,850 |
| 2023 | $1,735.00 (+33.36%) | $103,270 (-) Land $18,420 Building $84,850 |
| 2022 | $1,301.00 | $103,270 Land $18,420 Building $84,850 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1991–1994) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 1994 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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