Buncombe County property record for 11 Silver Lining Dr, Black Mountain, NC 28711 · Last verified October 2025
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2006 |
| Square Footage | 1,895 sqft Living Area |
| Lot Size | 1,307 sqft (0.03 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $240,000 (2006) |
| Tax Bill | $2,580.00 (2025) |
| Primary APN | 0710-60-2567-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,895 sqft Living Area |
| 1st Floor | 1,131 sqft 1st Floor |
| 2nd Floor | 351 sqft 2nd Floor |
| Upper Floors | 368 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Wood Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 1,307 sqft (0.03 acres) |
| Garage Area | 180 sqft Garage |
| Patio Area | 102 sqft Patio |
| Porch | Open Porch |
| Porch Area | 102 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Old Parcel Number | 071019601591000 |
|---|---|
| Street Address | 11 SILVER LINING DR |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711-6201 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | DEED DATE: 09/19/2006 DEED: 4287-0131 SUBDIV: RAINBOW TERRACE TOWNHOMES BLOCK: LOT: 12 SECTION: PLAT: 0121-0086 |
| Legal Subdivision | RAINBOW TERRACE TOWNHOMES |
| Legal Lot Number | 12 |
| Jurisdiction | BUNCOMBE NC |
| Minor Civil Division | BLACK MOUNTAIN |
| Census Blockgroup | 1 |
| Census Block | 1032 |
| Census Tract | 3106 |
Source: Buncombe County records · APN 0710-60-2567-00000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 11 SILVER LINING DR, BLACK MOUNTAIN, NC 28711-6201 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 25, 2025 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Oct 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 19, 2006 · Amount on Record |
| Deed Sale | Sep 19, 2006 · Amount on Record |
| Deed Doc Number | 0004287131 |
| Deed Book / Page | 4287 / 131 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 11 SILVER LINING DR, BLACK MOUNTAIN, NC 28711-6201 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0065271184 |
|---|---|
| Date | Sep 25, 2025 |
| Book Page | 6527/1184 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 11 SILVER LINING DR, BLACK MOUNTAIN, NC 28711-6201 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0061370407 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 6137/407 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Type Change Date | Nov 01, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.15% |
| Index | 5-Year CMT |
| Max Rate | 9.15% |
Source: Buncombe County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Black Mountain Town |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,580.00 (+5.95%) | $297,400 (-) | |
| 2023 | $2,435.00 | $297,400 | $297,400 (-) Land $30,000 Building $267,400 |
| 2021 | $297,400 Land $30,000 Building $267,400 |
Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate 40th percentile nationally · 58th in North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,449 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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