11 Sherwin St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 11 Sherwin St, Waterville, ME 04901

Property Summary

Property TypeTriplex
Details5 bd · 3 ba · 1,549 sqft · built 1930
Lot Size0.26 acres (11,325 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Apr 2024)
Tax Bill$1,889 (2025)
Deeds & MortgagesOct 2021 Mortgage
Apr 2007 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APNWAVL M:044 B:272

Property Details

APN / Parcel Number

Primary APNWAVL M:044 B:272
Alternative APN
  • 1525

Interior

Bedrooms5 Beds
Full Baths3 Baths
Units3 Units
Stories2 Stories
Building Area1,549 sqft Living Area
Gross Area3,393 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleOther
Exterior MaterialOther
Roof TypeGable
Roof MaterialMetal
Lot Area11,325 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number1525
Street Address11 SHERWIN ST
CityWATERVILLE
StateME
Zip04901-6599
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Legal Block272
JurisdictionWATERVILLE ME
Township / Civil DivisionWATERVILLE
Census Block Group3
Census Block3001
Census Tract24102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

11 Sherwin St, a triplex, is owned by an individual who bought it in April 2024.

Source: Kennebec County and Waterville City records, as of October 9, 2026

Owner of RecordIndividual Name on File
Mailing Address9 BRIDGE ST, TOPSHAM, ME 04086-1941
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2021Deed of Trust, Mortgage · Stand-Alone First Mortgage
MACHIAS SAVINGS BANK
Apr 30, 2007Deed of Trust, Mortgage
NEW ENGLAND CPTL MTG
Mar 10, 2006Deed of Trust, Mortgage · ARM
FIRST HORIZON HM LN
Aug 25, 2010Deed of Trust, Mortgage · ARM
KENNEBEC FED S&L
Apr 29, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
CAMDEN NATIONAL BANK
Aug 20, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
MACHIAS SAVINGS BANK
Aug 2, 2012Intrafamily Transfer, Transfer
KENNEBEC FED S&L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2024 · Amount on File
Deed SaleApr 29, 2024 · Amount on File
Prior SaleAug 20, 2021 · Amount on File
Deed Book / Page15035 / 82
Transfer Doc1111000041
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERVILLE ME
Property Address11 SHERWIN ST, WATERVILLE, ME 04901-6599
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021029148
DateOct 6, 2021
Book Page14202/124
Instrument2021029148
Lender
NameMACHIAS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

April 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERVILLE ME
Property Address11 SHERWIN ST, WATERVILLE, ME 04901-6599
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010820
DateApr 30, 2007
Book Page09331/0001
Instrument000000010820
Lender
NameNEW ENGLAND CPTL MTG
Agreement
AmountAmount on Record
Term301 Months
DueApr 30, 2032

March 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERVILLE ME
Property Address11 SHERWIN ST, WATERVILLE, ME 04901-6599
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006522
DateMar 10, 2006
Book Page08826/0100
Instrument000000006522
Lender
NameFIRST HORIZON HM LN
Agreement
TypeARM
AmountAmount on Record
Term288 Months
DueMar 10, 2030
Interest
Rate TypeAdjustable Rate
Rate8%
Type Change DateApr 1, 2011
Margin2

August 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERVILLE ME
Property Address11 SHERWIN ST, WATERVILLE, ME 04901-6599
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022761
DateAug 25, 2010
Book Page10510/0086
Instrument000000022761
Lender
NameKENNEBEC FED S&L
Agreement
TypeARM
AmountAmount on Record
Term336 Months
DueAug 25, 2038
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateSep 1, 2013
Margin3

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATERVILLE ME
Recording DateApr 29, 2024
Property Address11 SHERWIN ST, WATERVILLE, ME 04901-6599
Document Number2024008135
Book / Page15035 / 82
Instrument DateApr 26, 2024
Instrument2024008135
Transaction TypeTransfer
Record UpdatedMay 13, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 BRIDGE ST, TOPSHAM, ME 04086-1941

Mortgage

Document Number2024008136
DateApr 29, 2024
Instrument2024008136
Lender
NameCAMDEN NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATERVILLE ME
Recording DateAug 20, 2021
Property Address11 SHERWIN ST, WATERVILLE, ME 04901-6599
Document Number2021024134
Book / Page14140 / 89
Instrument DateAug 19, 2021
Instrument2021024134
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1616, BANGOR, ME 04402-1616

Mortgage

Document Number2021029148
DateAug 20, 2021
Instrument2021029148
Lender
NameMACHIAS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

August 2012: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWATERVILLE ME
Recording DateAug 2, 2012
Property Address11 SHERWIN ST, WATERVILLE, ME 04901-6599
Document Number0000019279
Book / Page11118 / 0041
Instrument000000019279
Transaction TypeTransfer
Record UpdatedFeb 3, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019280
DateAug 2, 2012
Book Page11118/0044
Instrument000000019280
Lender
NameKENNEBEC FED S&L
Agreement
AmountAmount on Record
Term363 Months
DueNov 27, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 11 Sherwin St was $1,889, up 44% from the year before.

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
MunicipalityWaterville City
Unified School DistrictWaterville (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,889.00 (+43.98%)$111,100 (+69.36%) Land $10,200 Building $100,900
2024$1,312.00 (+0.54%)$65,600 (-) Land $7,900 Building $57,700
2023$1,305.00 (+46.79%)$65,600 (+90.7%) Land $7,900 Building $57,700
2022$889.00$34,400 Land $5,900 Building $28,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11 Sherwin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Sherwin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENNEBEC WATER DISTRICT
serves 22,060 people · EPA ID ME0090750
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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