11 Shepard St, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 11 Shepard St, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,400 sqft · built 1865
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$720,000 (Oct 2023)
Tax Bill	$7,586 (2025)
Deeds & Mortgages	Oct 2023 Sale Apr 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`OSAY M:022 B:009 L`

Property Details

APN / Parcel Number

Primary APN	`OSAY M:022 B:009 L`
Alternative APN	`302700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,400 sqft Living Area
Gross Area	3,790 sqft
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1865
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	302700
Street Address	11 SHEPARD ST
City	OLD SAYBROOK
State	CT
Zip	06475-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	9
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	2
Census Block	2001
Census Tract	670200

Owner

Source: Old Saybrook Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 SHEPARD ST, OLD SAYBROOK, CT 06475-2322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Warranty Deed, Transfer
Apr 21, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
May 9, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2023 · Amount on Record
Deed Sale	Oct 11, 2023 · Amount on Record
Prior Sale	Aug 26, 2003 · Amount on Record
Deed Book / Page	687 / 214
Transfer Doc	0444000645
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Oct 11, 2023
Property Address	11 SHEPARD ST, OLD SAYBROOK, CT 06475-2322
Document Number	000687-214
Book / Page	687 / 214
Instrument Date	Sep 20, 2023
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11 PINE HILL RD, GREAT NECK, NY 11020-1315

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	11 SHEPARD ST, OLD SAYBROOK, CT 06475-2322
Transaction Type	Mortgage
Record Updated	May 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	663-1
Date	Apr 21, 2021
Book Page	663/1

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	11 SHEPARD ST, OLD SAYBROOK, CT 06475-2322
Document Number	624-210
Book / Page	000624 / 000210
Instrument Date	May 9, 2017
Transaction Type	Mortgage
Record Updated	Jun 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	624-210
Date	May 24, 2017
Book Page	000624/000210

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,586.00	$489,400 (+79.53%) Land $122,400 Building $367,000	$342,580 Land $85,680 Building $256,900
2024	$7,586.00 (+36.07%)
2023	$5,575.00 (+1.85%)	$272,600 (-) Land $96,300 Building $176,300
2022	$5,474.00	$272,600 Land $96,300 Building $176,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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