11 Shell St, Scarborough, ME 04074 Property Records

Cumberland County and Scarborough Town property record for 11 Shell St, Scarborough, ME 04074

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,551 sqft · built 1900
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$287,500 (Mar 2009)
Tax Bill	$13,152 (2025)
Deeds & Mortgages	May 2025 Mortgage Aug 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`U002162`

Property Details

APN / Parcel Number

Primary APN	`U002162`
Alternative APNs	`SCAR M:U002 L:162` `2303`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,551 sqft Living Area
Gross Area	3,042 sqft
1st Floor Area	1,173 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Wood

Location & Zoning

Account Number	2303
Street Address	11 SHELL ST
City	SCARBOROUGH
State	ME
Zip	04074-8652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	14
Legal Subdivision	HIGGINS BEACH
Legal Lot Number	162
Jurisdiction	SCARBOROUGH ME
Township / Civil Division	SCARBOROUGH
Census Block Group	1
Census Block	1000
Census Tract	17308

Owner

Source: Cumberland County and Scarborough Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 SHELL ST, SCARBOROUGH, ME 04074-8652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2025	Deed of Trust, Mortgage CUMBERLAND COUNTY FCU
Aug 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CUMBERLAND COUNTY FCU
Dec 5, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance CUMBERLAND COUNTY FCU
May 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2009 · Amount on Record
Deed Sale	Mar 11, 2009 · Amount on Record
Deed Book / Page	26706 / 45
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	11 SHELL ST, SCARBOROUGH, ME 04074-8652
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0414370249
Date	May 12, 2025
Book Page	41437/249
Instrument	16329

Lender

Name	CUMBERLAND COUNTY FCU

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2035

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	11 SHELL ST, SCARBOROUGH, ME 04074-8652
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0396510001
Date	Aug 16, 2022
Book Page	39651/1
Instrument	42262

Lender

Name	CUMBERLAND COUNTY FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	11 SHELL ST, SCARBOROUGH, ME 04074-8652
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0353310037
Date	Dec 5, 2018
Book Page	35331/37
Instrument	61440

Lender

Name	CUMBERLAND COUNTY FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	193 Months
Due	Jan 1, 2035

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	11 SHELL ST, SCARBOROUGH, ME 04074-8652
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0366970319
Date	May 15, 2020
Book Page	36697/319
Instrument	25202

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Cumberland County and Scarborough Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Scarborough Town
Unified School District	Scarborough (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,152.00 (+4.87%)	$1,160,800 (+47.82%) Land $880,500 Building $280,300
2023	$12,541.00 (+3.76%)	$785,300 (-) Land $592,200 Building $193,100
2022	$12,086.00	$785,300 Land $592,200 Building $193,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 individual policies
Nearby Flood Policies	72 units insured incl. 5 condo units
Nearby Flood Claims	22 (2024)
Most Recent Claim	Mar 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Jan 2024 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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