11 Scott Cir, Purchase, NY 10577 Property Records

Westchester County and Harrison Town property record for 11 Scott Cir, Purchase, NY 10577

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,627 sqft · built 1972
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on Record
Last Sale$1,325,000 (Sep 2026)
Tax Bill$29,580 (2026)
Deeds & MortgagesSep 2026 Sale
Jan 2026 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APN552801 0691.-17

Property Details

APN / Parcel Number

Primary APN552801 0691.-17
Alternative APNs
  • 5528000006910000017
  • 000043600

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,627 sqft Living Area
1st Floor Area1,385 sqft
2nd Floor Area1,242 sqft
Upper Floors Area1,344 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleColonial
Exterior MaterialStucco
Lot Area21,780 sqft (0.5 acres)
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area245 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number000043600
Street Address11 SCOTT CIR
CityPURCHASE
StateNY
Zip10577-1905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1/2
Legal SubdivisionPURCHASE HILL
Legal Lot Number17
JurisdictionWESTCHESTER NY
Township / Civil DivisionHARRISON
Census Block Group1
Census Block1002
Census Tract8602

Owner

Source: Westchester County and Harrison Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address165 OLD LYME RD, PURCHASE, NY 10577-1517
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2026Bargain and Sale Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Jan 15, 2026Deed of Trust, Mortgage · Stand-Alone Refinance
US BANK NA
Jan 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Nov 6, 2017Intrafamily Transfer, Transfer · ARM
FIRST REPUBLIC BANK
Nov 6, 2017Loan Modification, Construction Loan · Construction Mortgage
FIRST REPUBLIC BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 17, 2026 · Amount on Record
Deed SaleSep 17, 2026 · Amount on Record
Prior SaleJul 29, 2024 · Amount on Record
Deed Document Number20263355
Prior Transfer DateOct 6, 2017
Prior Transfer Doc0572503186
Record UpdatedOct 29, 2026

September 2026: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateSep 17, 2026
Property Address11 SCOTT CIR, PURCHASE, NY 10577-1905
Document Number0000003355
Instrument DateSep 8, 2026
Instrument20263355
Transaction TypeTransfer
Record UpdatedSep 29, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
Tax$535,300.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 OLD LYME RD, PURCHASE, NY 10577-1517

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address11 SCOTT CIR, PURCHASE, NY 10577-1905
Transaction TypeMortgage
Record UpdatedJan 28, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 SCOTT CIR, PURCHASE, NY 10577-1905

Mortgage

Document Number0660153086
DateJan 15, 2026
Instrument660153086
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.62%
AdjustableAdjustable Rate Rider
Type Change DateJan 1, 2033
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change10.6%
Index1-Year CMT
Max Rate10.6%

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address11 SCOTT CIR, PURCHASE, NY 10577-1905
Transaction TypeMortgage
Record UpdatedJan 28, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 SCOTT CIR, PURCHASE, NY 10577-1905

Mortgage

Document Number0660153085
DateJan 15, 2026
Instrument660153085
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2056
Interest
Rate TypeAdjustable Rate
Rate2.75%
AdjustableAdjustable Rate Rider
Type Change DateJan 1, 2033
Change FrequencyMonthly
Min Rate At Change2.75%
Max Rate At Change10.6%
Index1-Year CMT
Max Rate10.6%

November 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWESTCHESTER NY
Recording DateNov 6, 2017
Property Address11 SCOTT CIR, PURCHASE, NY 10577-1905
Document Number0572503186
Map ReferenceMAP3929
Instrument DateOct 6, 2017
Instrument572503186
Transaction TypeTransfer
Record UpdatedMay 6, 2022
Title CompanyTITLEVEST AGENCY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 SCOTT CIR, PURCHASE, NY 10577-1905

Mortgage

Document Number0573073675
DateNov 6, 2017
Instrument573073675
Lender
NameFIRST REPUBLIC BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueNov 1, 2047
Interest
Rate TypeAdjustable Rate
Rate2.3%
Type Change DateJan 1, 2023
Change FrequencyAnnually
Min Rate At Change3.25%
Max Rate At Change9.5%
Index1-Year LIBOR

November 2017: Loan Modification, Construction Loan

Document TypeLoan Modification
JurisdictionWESTCHESTER NY
Recording DateNov 6, 2017
Property Address11 SCOTT CIR, PURCHASE, NY 10577-1905
Book / Page057307 / 003678
Instrument DateOct 6, 2017
Transaction TypeConstruction Loan
Record UpdatedSep 27, 2018
Title CompanyTITLEVEST AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 SCOTT CIR PURCHASE NY 105771905, PURCHASE, NY 10577-1905

Mortgage

Document Number0573073678
DateNov 6, 2017
Book Page057307/003678
Lender
NameFIRST REPUBLIC BK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueNov 5, 2047
Interest
Rate TypeAdjustable Rate
Rate2.3%

Tax Assessment & Valuation

Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionHarrison Town
MunicipalityHarrison Village
Unified School DistrictHarrison Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$29,580.00 (+4.52%)
2025$28,301.00$17,600 (-) Land $3,000 Building $14,600$1,517,242 (-2.59%) Land $258,621 Building $1,258,621
2024$17,600 (+3.83%) Land $1,200 Building $16,400$1,557,522 (+7.51%) Land $106,195 Building $1,451,327
2023$16,950 Land $1,200 Building $15,750$1,448,718 Land $102,564 Building $1,346,154

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims19 (1979–2021)
Claims Outside the SFHA3 of 19
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 4 claims
  • Hurricane Irene, Aug 2011 · 3 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTCHESTER JOINT WATER WORKS
serves 59,629 people · EPA ID NY5903435
Water SourceSurface water
Last State InspectionMar 2025
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
currently in violation since Jun 1993
Haloacetic acids
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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