11 Sandy Ln, Truro, MA 02666 Property Records

Barnstable County and Truro Town property record for 11 Sandy Ln, Truro, MA 02666

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,562 sqft · built 2001
Lot Size	2.27 acres (98,881 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,200,000 (Apr 2023)
Tax Bill	$13,389 (2025)
Deeds & Mortgages	May 2023 Mortgage Apr 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`TRUR 000043-000199`

Property Details

APN / Parcel Number

Primary APN	`TRUR 000043-000199`
Alternative APNs	`000043=000199` `2071`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,562 sqft Living Area
Gross Area	7,746 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2003
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	98,881 sqft (2.27 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	2071
Street Address	11 SANDY LN
City	TRURO
State	MA
Zip	02666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Jurisdiction	TRURO MA
Township / Civil Division	TRURO
Census Block Group	1
Census Block	1006
Census Tract	10208

Owner

Source: Barnstable County and Truro Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 WINTHROP RD, LEXINGTON, MA 02421-5604
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Deed of Trust, Mortgage · ARM UBS BANK USA
Apr 12, 2023	Quit Claim Deed, Transfer
Apr 17, 2020	Deed of Trust, Mortgage · Balloon Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2023 · Amount on Record
Deed Sale	Apr 12, 2023 · Amount on Record
Prior Sale	Dec 1, 1999 · Amount on Record
Deed Document Number	202314015
Deed Book / Page	35728 / 316
Prior Transfer Date	Mar 28, 2023
Prior Transfer Doc	035728-316
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRURO MA
Property Address	11 SANDY LN, TRURO, MA 02666
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035795-283
Date	May 19, 2023
Book Page	35795/283
Instrument	19865

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Type Change Date	Jun 1, 2028
Index	Other
Margin	3

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TRURO MA
Recording Date	Apr 12, 2023
Property Address	11 SANDY LN, TRURO, MA 02666
Document Number	035728-316
Book / Page	35728 / 316
Instrument Date	Mar 28, 2023
Instrument	14015
Transaction Type	Transfer
Record Updated	Apr 28, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14 WINTHROP RD, LEXINGTON, MA 02421-5604

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRURO MA
Property Address	11 SANDY LN, TRURO, MA 02666
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	032836-132
Date	Apr 17, 2020
Book Page	32836/132
Instrument	18531

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Barnstable County and Truro Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Truro Town
Elementary School District	Truro School District (PK - 06)
Secondary School District	Nauset/Provincetown School Districts in Turo (7-12) (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,389.00 (+6.55%)	$2,166,500 (+3.27%) Land $323,400 Building $1,843,100	$1,885,465
2024	$12,566.00 (-3.78%)	$2,097,900 (+5.05%) Land $320,200 Building $1,777,700
2023	$13,060.00	$1,997,000 Land $278,400 Building $1,718,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	6 (1990–2018)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jan 2018 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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