11 Sand Pine Dr, Midway, FL 32343 Property Records

Gadsden County property record for 11 Sand Pine Dr, Midway, FL 32343

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,764 sqft · built 2020
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (Sep 2025)
Tax Bill$2,948 (2025)
Deeds & MortgagesJun 2026 Mortgage
Sep 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN4-06-1N-2W-1538-0000D-0170

Property Details

APN / Parcel Number

Primary APN4-06-1N-2W-1538-0000D-0170
Alternative APN
  • 1231990000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,764 sqft Living Area
Gross Area2,376 sqft
1st Floor Area1,764 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleMobile Home
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialOther
Lot Area11,761 sqft (0.27 acres)
Garage Area400 sqft
PorchPorch
Porch Area212 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address11 SAND PINE DR
CityMIDWAY
StateFL
Zip32343-4226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOR 972 P 468; OR 879 P 1671 OR
Legal Range2W
Legal Township1N
Legal Section06
Legal SubdivisionRUSTLING PINES
Legal Lot Number17
JurisdictionGADSDEN FL
Township / Civil DivisionHAVANA
Census Block Group2
Census Block2014
Census Tract20600

Owner

Source: Gadsden County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11 SAND PINE DR, MIDWAY, FL 32343-4226
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2026Deed of Trust, Mortgage · FHA Mortgage
SWIFT HOME LOANS INC
Sep 22, 2025Warranty Deed, Transfer · FHA Mortgage
NEIGHBORS BANK
Jul 7, 2020Warranty Deed, Transfer · VA Mortgage
QUICKEN LNS
Jan 9, 2020Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2025 · Amount on Record
Deed SaleSep 22, 2025 · Amount on Record
Prior SaleJan 9, 2020 · Amount on Record
Deed Document Number20256649
Deed Book / Page972 / 468
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGADSDEN FL
Recording DateJun 3, 2026
Property Address11 SAND PINE DR, MIDWAY, FL 32343-4226
Document Number0000003565
Book / Page984 / 75
Instrument DateMay 29, 2026
Instrument20263565
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 SAND PINE DR, MIDWAY, FL 32343-4226

Mortgage

Document Number0000003565,
DateJun 3, 2026
Book Page984/75
Instrument20263565
Lender
NameSWIFT HOME LOANS INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.3%
Max Rate-1%

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGADSDEN FL
Recording DateSep 22, 2025
Property Address11 SAND PINE DR, MIDWAY, FL 32343-4226
Document Number0009720468
Book / Page972 / 468
Map ReferenceMB 2 PG 110
Instrument DateSep 12, 2025
Instrument250006649
Transaction TypeTransfer
Record UpdatedNov 4, 2025
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,995.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18 BISMARK DR, TOCCOA, GA 30577-8183

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 SAND PINE DR, MIDWAY, FL 32343-4226

Mortgage

Document Number0009720471
DateSep 22, 2025
Book Page972/471
Instrument250006650
Lender
NameNEIGHBORS BANK
TypeBank
AddressCOLUMBIA, MO 65201
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGADSDEN FL
Recording DateJul 7, 2020
Property Address11 SAND PINE DR, MIDWAY, FL 32343-4226
Document Number0008791671
Book / Page000879 / 001671
Instrument DateJun 30, 2020
Instrument4719
Transaction TypeTransfer
Record UpdatedAug 17, 2020
Title CompanyHAYWARD TITLE GROUP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,519.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11 SAND PINE DR MIDWAY FL 323434226, MIDWAY, FL 32343-4226

Mortgage

Document Number8791674
DateJul 7, 2020
Book Page000879/001674
Instrument4720
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 6, 2050

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGADSDEN FL
Recording DateJan 9, 2020
Property Address11 SAND PINE DR, MIDWAY, FL 32343-4226
Document Number0008720188
Book / Page000872 / 000188
Instrument DateJan 9, 2020
Instrument226
Transaction TypeTransfer
Record UpdatedFeb 12, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$735.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2765 W HANNON HILL DR TALLAHASSEE FL 323098916, TALLAHASSEE, FL 32309-8916

Tax Assessment & Valuation

Source: Gadsden County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyGadsden County
MunicipalityMidway City
Unified School DistrictGadsden County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,948.00 (+3.51%)$199,163 (+2.9%)$263,004 (+3.16%) Land $40,500 Building $222,504
2024$2,848.00 (+2.45%) Homeowner's exemption$193,551 (+3%)$254,960 (+5.98%) Land $37,000 Building $217,960
2023$2,780.00 (+3.62%) Homeowner's exemption$187,914 (+3%)$240,580 (+6.1%) Land $30,000 Building $210,580
2022$2,683.00 Homeowner's exemption$182,441$226,741 Land $22,000 Building $204,741

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGADSDEN CO REGIONAL W/S
public/private · serves 12,322 people · EPA ID FL1200797
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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