Cumberland County and Harpswell Town property record for 11 Salt Marsh Rd, Harpswell, ME 04079
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,713 sqft · built 1955 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $406,300 (Dec 2015) |
| Tax Bill | $4,789 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | HARP M:005 L:149 |
| Primary APN | HARP M:005 L:149 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,713 sqft Living Area |
| Gross Area | 7,303 sqft |
| 1st Floor Area | 1,983 sqft |
| Attic | Attic |
| Attic Area | 750 sqft |
| Basement Area | 1,830 sqft |
| Unfinished Basement | 642 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 52,272 sqft (1.2 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 232 |
|---|---|
| Street Address | 11 SALT MARSH RD |
| City | HARPSWELL |
| State | ME |
| Zip | 04079-2918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Subdivision | HIGH HEAD CO SEC 1 |
| Legal Lot Number | 149 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 17101 |
Source: Cumberland County and Harpswell Town records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11 SALT MARSH RD, HARPSWELL, ME 04079-2918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2018 | Deed of Trust, Mortgage MOUNTAINONE BK |
| Feb 27, 2020 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2015 · Amount on Record |
| Deed Sale | Dec 23, 2015 · Amount on Record |
| Prior Sale | Mar 24, 2009 · Amount on Record |
| Deed Document Number | 201566962 |
| Deed Book / Page | 32818 / 76 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Property Address | 11 SALT MARSH RD, HARPSWELL, ME 04079-2918 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0349010271 |
|---|---|
| Date | Jun 11, 2018 |
| Book Page | 34901/0271 |
| Instrument | 000000026339 |
| Name | MOUNTAINONE BK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jun 29, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Property Address | 11 SALT MARSH RD, HARPSWELL, ME 04079-2918 |
| Document Number | 0364740158 |
| Instrument Date | Feb 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 11 SALT MARSH RD HARPSWELL ME 040792918, HARPSWELL, ME 04079-2918 |
| Document Number | 0364740158 |
|---|---|
| Date | Mar 3, 2020 |
| Book Page | 036474/000158 |
| Instrument | 11698 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Mar 2, 2030 |
Source: Cumberland County and Harpswell Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,789.00 (+4.72%) | $719,000 (-) Land $253,100 Building $465,900 |
| 2024 | $4,573.00 (+4.26%) | $719,000 (-) Land $253,100 Building $465,900 |
| 2023 | $4,386.00 (+3.39%) | $719,000 (-) Land $253,100 Building $465,900 |
| 2022 | $4,242.00 | $719,000 Land $253,100 Building $465,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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