11 Saddle Ct, Sinking Spring (Reading), PA 19608 Property Records

Berks County property record for 11 Saddle Ct, Sinking Spring, PA 19608 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,759 sqft · built 1987
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$264,900 (Dec 2018)
Tax Bill	$2,992 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4385-17-21-3961`

Property Details

APN / Parcel Number

Primary APN	`4385-17-21-3961`
Alternative APNs	`80-4385-17-21-3961` `80531955` `531955`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,759 sqft Living Area
Basement Area	480 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Lot Area	23,087 sqft (0.53 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Enclosed Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	80531955
Street Address	11 SADDLE CT
City	READING
State	PA
Zip	19608-9512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SHILOH HILLS SEC 05
Legal Block	21
Legal Lot Number	59
Jurisdiction	BERKS PA
Township / Civil Division	SPRING
Census Block Group	1
Census Block	1017
Census Tract	10804

Owner

Source: Berks County records · APN 4385-17-21-3961

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11 SADDLE CT, READING, PA 19608-9512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jan 27, 2022	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Dec 03, 2018	Deed, Transfer · Conventional Mortgage MERIDIAN BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 03, 2018 · Amount on Record
Deed Sale	Dec 03, 2018 · Amount on Record
Prior Sale	Sep 06, 2000 · Amount on Record
Deed Document Number	201841535
Prior Transfer Date	Aug 30, 2016
Prior Transfer Doc	0000030749
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	11 SADDLE CT, SINKING SPRING, PA 19608-9512
Transaction Type	Mortgage
Record Updated	Sep 05, 2022
Title Company	ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 SADDLE CT, READING, PA 19608-9512

Mortgage

Document Number	0000033907
Date	Aug 23, 2022
Instrument	2022033907

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 03, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	11 SADDLE CT, SINKING SPRING, PA 19608-9512
Transaction Type	Mortgage
Record Updated	Feb 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 SADDLE CT, SINKING SPRING, PA 19608-9512

Mortgage

Document Number	0000004015
Date	Jan 27, 2022
Instrument	2022004015

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 10, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	11 SADDLE CT, SINKING SPRING, PA 19608-9512
Transaction Type	Mortgage
Record Updated	Oct 05, 2021
Title Company	QUICK SILVA TITLE AND ESCROW, QUICKSILVA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048347
Date	Sep 27, 2021
Instrument	2021048347

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2036

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Dec 03, 2018
Property Address	11 SADDLE CT, SINKING SPRING, PA 19608-9512
Document Number	0000041535
Map Reference	VOL 142 PG 4
Instrument Date	Nov 27, 2018
Instrument	2018041535
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11 SADDLE CT, SINKING SPRING, PA 19608-9512

Mortgage

Document Number	0000041536
Date	Dec 03, 2018
Instrument	2018041536

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2048

Tax Assessment & Valuation

Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Spring Township
Unified School District	Wilson School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,992.00 (+11.89%)	$167,700 (-) Land $35,200 Building $132,500	$35,200 (-79.01%) Land $35,200
2024	$2,674.00	$167,700 Land $35,200 Building $132,500
1994			$167,700 Land $35,200 Building $132,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berks County (42011C), updated February 26, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420110108041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 43% of Pennsylvania
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 65 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Service Electric Television. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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