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11 S High St, Covington, OH 45318 Property Records

Miami County property record for 11 S High St, Covington, OH 45318

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,386 sqft · built 1920
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$83,000 (Jul 2020)
Tax Bill$1,759 (2025)
Deeds & MortgagesJul 2020 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APNH19-000570

Property Details

APN / Parcel Number

Primary APNH19-000570
Alternative APNs
  • 080530.4-06-005-00
  • H19SH005 00300

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area2,386 sqft Total Area
1st Floor Area2,692 sqft
Upper Floors Area1,040 sqft
Basement Area520 sqft
Unfinished Basement520 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialBrick
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 65 ft wide
PorchSlab
Porch Area265 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address11 S HIGH ST
CityCOVINGTON
StateOH
Zip45318-1309
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionIL-32 65 N PT
Legal Lot Number32
JurisdictionMIAMI OH
Township / Civil DivisionNEWBERRY
Census Block Group2
Census Block2028
Census Tract325000

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address111 S HIGH ST, COVINGTON, OH 45318-1311
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 2020 · Amount on Record
Deed SaleJul 22, 2020 · Amount on Record
Prior SaleJan 30, 2020 · Amount on Record
Deed Document Number20202020OR-09884
Record UpdatedOct 29, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateJul 22, 2020
Property Address11 S HIGH ST, COVINGTON, OH 45318-1309
Document Number0000009884
Instrument DateJul 17, 2020
Instrument9884
Transaction TypeTransfer
Record UpdatedAug 31, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$144.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6569 DEER BLUFF DR HUBER HEIGHTS OH 454247026, HUBER HEIGHTS, OH 45424-7026

Mortgage

Document Number9885
DateJul 22, 2020
Instrument9885
Lender
NameVERSAILLES S&L
TypeFederal Savings Bank
AddressVERSAILLES, OH 45380-0092
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 21, 2035
Interest
Rate TypeAdjustable Rate
Rate5.49%

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionNewberry Township
MunicipalityCovington Village
Unified School DistrictCovington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,759.00 (+25.2%)$56,810 (+54.84%) Land $11,030 Building $45,780$162,300 (+54.87%) Land $31,500 Building $130,800
2024$1,405.00 (+3.77%)$36,690 (-) Land $11,940 Building $24,750
2023$1,354.00 (-3.42%)$36,690 (-) Land $11,940 Building $24,750$104,800 (-) Land $34,100 Building $70,700
2022$1,402.00$36,690 Land $11,940 Building $24,750$104,800 Land $34,100 Building $70,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1978–2017)
Claims Outside the SFHA4 of 5
Most Recent ClaimNov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOVINGTON VILLAGE PWS
serves 2,718 people · EPA ID OH5500112
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S High St

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