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11 S Cummings Dr, Middletown, DE 19709 Property Records

New Castle County property record for 11 S Cummings Dr, Middletown, DE 19709

Property Summary

Property TypeDuplex
Details3 bd · 1.5 ba · 1,738 sqft · built 2003
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Last Sale$257,500 (Aug 2005)
Tax Bill$2,522 (2025)
Deeds & MortgagesDec 2021 Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN23-020.00-067

Property Details

APN / Parcel Number

Primary APN23-020.00-067

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,738 sqft Living Area
1st Floor Area854 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions144 ft deep x 37 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address11 S CUMMINGS DR
CityMIDDLETOWN
StateDE
Zip19709-1663
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code23R-3
Legal SubdivisionMIDDLETOWN CROSSING
Legal Lot Number140
JurisdictionNEW CASTLE DE
Township / Civil DivisionMIDDLETOWN-ODESSA
Census Block Group1
Census Block1002
Census Tract16614

Owner

Source: New Castle County assessment roll, APN 23-020.00-067, as of April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address11 S CUMMINGS DR, MIDDLETOWN, DE 19709-1663
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2021Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
Aug 07, 2017Deed, Transfer · FHA Mortgage
AMRES CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 03, 2005 · Amount on Record
Deed SaleAug 03, 2005 · Amount on Record
Prior SaleMay 04, 2004 · Amount on Record
Deed Document Number200576841
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address11 S CUMMINGS DR, MIDDLETOWN, DE 19709-1663
Transaction TypeMortgage
Record UpdatedDec 24, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 S CUMMINGS DR, MIDDLETOWN, DE 19709-1663

Mortgage

Document Number0000143639
DateDec 15, 2021
Instrument20211215-0143639
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueNov 01, 2051

August 2017: Deed, Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateAug 07, 2017
Property Address11 S CUMMINGS DR, MIDDLETOWN, DE 19709-1663
Document Number0000039984
Instrument DateAug 04, 2017
Instrument20170807-0039984
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address11 S CUMMINGS DR, MIDDLETOWN, DE 19709-1663

Mortgage

Document Number0000039985
DateAug 07, 2017
Instrument20170807-0039985
Lender
NameAMRES CORPORATION
TypeNon-Lending Institution
AddressHUNTINGDON VALLEY, PA 19006
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: New Castle County assessment roll as of April 13, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
MunicipalityMiddletown Town
Unified School DistrictAppoquinimink School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$2,522.00 (+17.69%)$375,200 (+439.08%) Land $66,200 Building $309,000
2023$2,143.00 (+0.14%)$69,600 (-) Land $8,600 Building $61,000
2022$2,140.00$69,600 Land $8,600 Building $61,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, New Castle County (10003C), as of January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100030166141, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 87% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 129 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cogeco Cable Holdings II
Cable		1,000 / 50
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

Drinking Water

Source: EPA Safe Drinking Water Information System, water system DE0020122, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWILLOW GROVE MILL
serves 3,090 people
Water SourcePurchased groundwater from ARTESIAN WATER COMPANY
Last State InspectionSep 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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