Bergen County and Montvale Borough property record for 11 Rustic Cir, Apt C, Montvale, NJ 07645
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 915 sqft · built 1963 |
| Lot Size | 0.013 acres (556 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Aug 2016) |
| Tax Bill | $4,821 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-02903-0000-00006-44-C011C |
| Primary APN | 36-02903-0000-00006-44-C011C |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 915 sqft Living Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Condo/Apartment |
| Lot Area | 556 sqft (0.013 acres) |
| Account Number | 00002409 |
|---|---|
| Street Address | 11 RUSTIC CIR, C |
| City | MONTVALE |
| State | NJ |
| Zip | 07645-1607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | RIDGEMOUNT GARDENS |
| Legal Block | 2903 |
| Legal Lot Number | 6.44 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | MONTVALE |
| Census Block Group | 5 |
| Census Block | 5013 |
| Census Tract | 35100 |
11 Rustic Cir, Apt C is owned and occupied by two individuals who bought it in August 2016.
Source: Bergen County and Montvale Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 RUSTIC CIR, C, MONTVALE, NJ 07645-1607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2016 · Amount on File |
| Deed Sale | Aug 16, 2016 · Amount on File |
| Prior Sale | Sep 28, 1994 · Amount on File |
| Deed Document Number | 201660637 |
| Deed Book / Page | 2343 / 1398 |
| Prior Transfer Date | Feb 26, 2014 |
| Prior Transfer Doc | 0016260143 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 11 RUSTIC CIR APT C, C, MONTVALE, NJ 07645-1607 |
| Document Number | 0026331798 |
| Book / Page | 002633 / 001798 |
| Instrument Date | May 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 11 RUSTIC CIR #C MONTVALE NJ 076451607, C, MONTVALE, NJ 07645-1607 |
| Document Number | 0026331798 |
|---|---|
| Date | Jun 9, 2017 |
| Book Page | 002633/001798 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 8, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 11 Rustic Cir, Apt C was $4,821, up 1.5% from the year before.
Source: Bergen County and Montvale Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Montvale Borough |
| Elementary School District | Montvale Borough School District (KG - 08) |
| Secondary School District | Pascack Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $188,900 (-) Land $115,000 Building $73,900 | $188,900 (-) Land $115,000 Building $73,900 | |
| 2025 | $4,821.00 (+1.47%) | $188,900 Land $115,000 Building $73,900 | $188,900 Land $115,000 Building $73,900 |
| 2024 | $4,751.00 | ||
| 2023 | $188,900 Land $115,000 Building $73,900 | $188,900 Land $115,000 Building $73,900 | |
| 2022 | $4,667.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Rustic Cir, Apt C in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1979–1985) |
| Most Recent Claim | Aug 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Rustic Cir, Apt C is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY MONTVALE PD95 private · serves 654 people · EPA ID NJ0236001 |
|---|---|
| Water Source | Purchased surface water |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: AT&T, T-Mobile.
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