11 Rust Ln, Saginaw, MI 48602 Property Records

Saginaw County property record for 11 Rust Ln, Saginaw, MI 48602

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,701 sqft · built 1968
Lot Size	0.621 acres (27,051 sqft)
Owner	Trust Name on File
Last Sale	$500,000 (May 2022)
Tax Bill	$11,720 (2025)
Deeds & Mortgages	Mar 2024 Transfer May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-12-4-28-4403-000`

Property Details

APN / Parcel Number

Primary APN	`23-12-4-28-4403-000`
Alternative APN	`124284403000`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,701 sqft Living Area
1st Floor Area	2,649 sqft
Basement Area	1,914 sqft
Finished Basement	1,914 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Foundation Type	No Foundation
Roof Type	Mansard
Roof Material	Wood Shingle
Lot Area	27,051 sqft (0.621 acres)
Lot Dimensions	338 ft deep x 80 ft wide
Garage Area	1,178 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Porch Area	312 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11 RUST LN
City	SAGINAW
State	MI
Zip	48602-1920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 3 SCHULWITZ ADD. SEC 28 T12N R4E
Legal Range	04E
Legal Township	12N
Legal Section	28
Legal Subdivision	SCHULWITZ ADD
Legal Lot Number	3
Legal Unit	3
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	3
Census Block	3004
Census Tract	10501

Owner

11 Rust Ln is owner-occupied and held in a trust since February 2024.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Trust Name on File
Mailing Address	11 RUST LN, SAGINAW, MI 48602-1920
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Intrafamily Transfer, Transfer
May 10, 2022	Warranty Deed, Transfer · Conventional Mortgage 1ST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2022 · Amount on File
Deed Sale	May 10, 2022 · Amount on File
Deed Document Number	202214257
Last Transfer Date	Feb 27, 2024
Transfer Doc	0000003933
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Mar 5, 2024
Property Address	11 RUST LN, SAGINAW, MI 48602-1920
Document Number	0000003933
Map Reference	LB 6 PG 36
Instrument Date	Sep 8, 2023
Instrument	2024003933
Transaction Type	Transfer
Record Updated	Mar 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 RUST LN, SAGINAW, MI 48602-1920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 RUST LN, SAGINAW, MI 48602-1920

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	May 10, 2022
Property Address	11 RUST LN, SAGINAW, MI 48602-1920
Document Number	0000014257
Map Reference	LB 6 PG 36
Instrument Date	Apr 28, 2022
Instrument	2022014257
Transaction Type	Transfer
Record Updated	May 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8787 BAY COLONY DR APT 1103, 8787, NAPLES, FL 34108-0786

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 COMET CIR, WOODBURY, NJ 08096-3728

Mortgage

Document Number	0000014258
Date	May 10, 2022
Instrument	2022014258

Lender

Name	1ST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 11 Rust Ln was $11,720 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Saginaw Charter Township
Unified School District	Saginaw Township Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,400	$686,800
2025	$11,720.00 Homeowner's exemption
2023		$293,800	$587,600
2022	$10,489.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Rust Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Rust Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAGINAW serves 44,058 people · EPA ID MI0005850
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Feb 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Rust Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures