11 Royallridge Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 11 Royallridge Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,480 sqft · built 1995
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$156,500 (Sep 2001)
Tax Bill	$3,480 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A962000739`

Property Details

APN / Parcel Number

Primary APN	`A962000739`
Alternative APN	`2-0114-7277-00-0054.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,480 sqft Living Area
Gross Area	2,628 sqft
1st Floor Area	752 sqft
Basement Area	728 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	Deck Area
Patio Area	388 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Solar
Sewer	Connected

Location & Zoning

Account Number	A962000739
Street Address	11 ROYALLRIDGE CT
City	O FALLON
State	MO
Zip	63368-6854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANORS AT ROYALLSPRINGS #6 LOT 54
Legal Subdivision	MANORS AT ROYALLSPRINGS #6
Legal Lot Number	54
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	3
Census Block	3010
Census Tract	311732

Owner

11 Royallridge Ct is owned and occupied by two individuals who bought it in September 2001.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11 ROYALLRIDGE CT, O FALLON, MO 63368-6854
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2018	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 18, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED SECURITY FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2001 · Amount on File
Deed Sale	Sep 28, 2001 · Amount on File
Prior Sale	Sep 5, 1997 · Amount on File
Deed Document Number	200182843
Deed Book / Page	2674 / 648
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	11 ROYALLRIDGE CT, O FALLON, MO 63368-6854
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069662171
Date	Aug 23, 2018
Book Page	6966/2171
Instrument	20180823000482450

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CHESTERFIELD, MO 63005

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	11 ROYALLRIDGE CT, O FALLON, MO 63368-6854
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070910501
Date	Jun 18, 2019
Book Page	7091/0501
Instrument	20190618000299830

Lender

Name	UNITED SECURITY FINANCIAL CORP
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84121

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 11 Royallridge Ct was $3,480.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,084 (-)	$284,654 (-) Building $284,654
2025	$3,480.00	$54,084	$284,654
2023		$54,271
2022			$285,638 Land $50,000 Building $235,638

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11 Royallridge Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Royallridge Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

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